{"id":942,"date":"2018-01-22T16:27:25","date_gmt":"2018-01-22T22:27:25","guid":{"rendered":"https:\/\/financera.mx\/?page_id=942"},"modified":"2024-05-11T10:03:04","modified_gmt":"2024-05-11T16:03:04","slug":"tarjetas","status":"publish","type":"page","link":"https:\/\/financera.mx\/tarjetas\/","title":{"rendered":"Tarjetas"},"content":{"rendered":"\n<p>Las tarjetas de d\u00e9bito y cr\u00e9dito son un pilar en la econom\u00eda mexicana. Seg\u00fan el Banco de M\u00e9xico, hay <strong>155.6 millones de tarjetas d\u00e9bito en circulaci\u00f3n y m\u00e1s de 34 millones de tarjetas de cr\u00e9dito.<\/strong><\/p>\n\n\n\n<p>En Financer.com te ayudamos a elegir la mejor tarjeta entre las m\u00e1s de 210 opciones de tarjeta de cr\u00e9dito y las muchas opciones de tarjeta de d\u00e9bito que existen en M\u00e9xico.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3>Mejores tarjetas de 2024<\/h3><ul>\n<li><a href=\"https:\/\/financera.mx\/entidad\/vexi\/\"><strong>Vexi<\/strong><\/a>: mejor tarjeta sin anualidad<\/li>\n<li><strong><a href=\"https:\/\/financera.mx\/entidad\/american-express\/\">American Express<\/a><\/strong>: mejor tarjeta para viajeros y consumidores de lujo<\/li>\n<li><a href=\"https:\/\/financera.mx\/entidad\/tarjeta-crea-bbva\/\"><strong>BBVA Crea<\/strong><\/a>: ideal para principiantes<\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Descubre_la_mejor_tarjeta_en_Mxico\">\u00a1Descubre la mejor tarjeta en M\u00e9xico!<\/h2>\n\n\n\n<p>Elegir una de las mejores tarjetas puede resultar complicado, y es que cada una tienen diversos beneficios y caracter\u00edsticas que cambian seg\u00fan el banco y la empresa que respalda la tarjeta. <\/p>\n\n\n\n<p>Adem\u00e1s, en el caso de las tarjetas de cr\u00e9dito, se aplican diferentes intereses y comisiones, por lo que estar informado y comparar te ayuda a cuidar tus <a href=\"https:\/\/financera.mx\/finanzas-personales\/\">finanzas personales<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><p><strong>\u00a1Que no te enga\u00f1en con ofertas atractivas!<\/strong><\/p>\n<p>Haz un an\u00e1lisis antes de solicitar las tarjetas y estudia bien las comisiones, intereses, beneficios y aceptaci\u00f3n que ofrece cada una de ellas.<\/p><\/div>\n\n\n<p>Compara y conoce aqu\u00ed las mejores tarjetas de cr\u00e9dito y d\u00e9bito para tomar la mejor elecci\u00f3n. Recuerda que en Financer.com nos preocupamos por tus finanzas.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"858\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/20\/2020\/11\/tipos-tarjetas-1024x858.jpg\" alt=\"\" class=\"wp-image-14847\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2020\/11\/tipos-tarjetas-1024x858.jpg 1024w, https:\/\/financer.global\/app\/uploads\/sites\/20\/2020\/11\/tipos-tarjetas-300x251.jpg 300w, https:\/\/financer.global\/app\/uploads\/sites\/20\/2020\/11\/tipos-tarjetas-768x643.jpg 768w, https:\/\/financer.global\/app\/uploads\/sites\/20\/2020\/11\/tipos-tarjetas-1536x1287.jpg 1536w, https:\/\/financer.global\/app\/uploads\/sites\/20\/2020\/11\/tipos-tarjetas-2048x1716.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Tipos de tarjetas en M\u00e9xico<\/figcaption><\/figure>\n\n\n\n<p>C\u00f3mo ves, existen diversos tipos de tarjetas, las cuales a su vez se pueden subdividir. Pero en la pr\u00e1ctica todo es m\u00e1s simple, as\u00ed que comenzaremos hablando de las tarjetas que se ven com\u00fanmente en M\u00e9xico.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Tarjetas_de_crdito\">Tarjetas de cr\u00e9dito<\/h2>\n\n\n\n<p>Las tarjetas de cr\u00e9dito son aquellas que ofrecen una <strong>l\u00ednea de cr\u00e9dito<\/strong>. Es decir, ofrecen <strong>financiaci\u00f3n con intereses<\/strong>, lo que permite a sus usuarios pagar las compras en cuotas o aprovechando hasta 50 d\u00edas de cr\u00e9dito gratis haciendo uso correcto de una tarjeta.<\/p>\n\n\n\n<p>Este tipo de pl\u00e1stico es emitido por una entidad financiera o tienda por departamento. Las tarjetas m\u00e1s comunes en M\u00e9xico son respaldados por Visa, Mastercard, American Express o Carnet.<\/p>\n\n\n\n<p>Permiten pagar por todo tipo de bienes y servicios, adem\u00e1s de realizar diversos tipos de transacciones. Por ejemplo:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Compras por internet<\/p>\n<\/li><li><p>Compras en comercios<\/p>\n<\/li><li><p> Retiros de dinero<\/p>\n<\/li><li><p>Transferencias (en algunos casos)<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>El acceso a una l\u00ednea de cr\u00e9dito o financiamiento implica que <strong>el usuario puede gastar dinero incluso cuando este no cuenta con efectivo al momento de pagar.<\/strong><\/p>\n\n\n\n<p>Para incentivar el consumo, los emisores y las empresas de tarjetas de cr\u00e9dito otorgan beneficios a los usuarios. Los m\u00e1s comunes son:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Beneficios_de_una_tarjeta_de_dbito\">Beneficios de una tarjeta de d\u00e9bito<\/h3><li><p><strong><a href=\"https:\/\/financera.mx\/wiki\/cashback\/\">Cashback<\/a>: <\/strong>reembolsos en ciertas tiendas o cadenas.<\/p>\n<\/li><li><p><strong>Descuentos: <\/strong>promociones especiales en algunas tiendas o con ciertos servicios.<\/p>\n<\/li><li><p><strong>Millas de avi\u00f3n: <\/strong>acumular millas de avi\u00f3n es uno de los programas de beneficios m\u00e1s ordinarios.<\/p>\n<\/li><li><p><strong>Experiencias VIP: <\/strong>hoteles y restaurantes dan prioridad a usuarios de ciertas tarjetas.<\/p>\n<\/li><li><p><strong>Asistencia m\u00e9dica en viajes: <\/strong>si tienes una tarjeta de oro o platino, seguramente tengas cobertura fuera de M\u00e9xico.<\/p>\n<\/li><li><p><strong>Compras con <a href=\"https:\/\/financera.mx\/wiki\/como-funcionan-los-meses-sin-intereses\/\">meses sin intereses<\/a>: <\/strong>en algunas tarjetas es un beneficio autom\u00e1tico que se puede disfrutar incluso en el extranjero.<\/p>\n<\/li><li><p><strong>Acceso a salas de espera VIP en aeropuertos: <\/strong>Mastercard, Visa y Amex tienen salas de espera especiales en aeropuertos internacionales.<\/p>\n<\/li><li><p><strong>Abordaje prioritario: <\/strong>como se trata de un beneficio ligado al lujo, se ve especialmente en las tarjetas de viajeros o en las de oro o platino.<\/p>\n<\/li><li><p><strong><a href=\"https:\/\/financera.mx\/wiki\/tarjeta-de-credito-adicional\/\">Tarjetas de cr\u00e9dito adicionales<\/a>: <\/strong>puedes extender tu l\u00ednea de cr\u00e9dito a tus familiares m\u00e1s cercanos.<\/p>\n<\/li><li><p><strong>Beneficios en garant\u00edas y seguros de compras: <\/strong>garant\u00edas extendidas y reposici\u00f3n en caso de robos.<\/p>\n<\/li><li><p><strong>Seguros de equipaje: <\/strong>si se pierde tu equipaje en el aeropuerto, el banco o la compa\u00f1\u00eda que respalda tu tarjeta responder\u00e1 por \u00e9l.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Eso entre muchas otras ventajas que<strong> var\u00edan seg\u00fan el banco, la empresa que respalda la tarjeta y el tipo de tarjeta de cr\u00e9dito.<\/strong><\/p>\n\n\n\n<p>Por lo general, las mejores tarjetas de cr\u00e9dito en cuanto a beneficios son tambi\u00e9n las m\u00e1s costosas y que piden requisitos m\u00e1s estrictos.<\/p>\n\n\n\n<p>De cualquier manera, debemos decir que estas tarjetas no son para todos. Muchos bancos las reservan solo parar sus mejores clientes, que son los que tienen mejores ingresos o los que mueven m\u00e1s dinero mes a mes.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><p>Casi cualquiera puede abrir una cuenta bancaria y obtener una tarjeta de d\u00e9bito, pero las tarjetas de cr\u00e9dito est\u00e1n reservadas para personas con buen <a href=\"https:\/\/financera.mx\/wiki\/historial-crediticio\/\">historial de cr\u00e9dito<\/a>.<\/p><\/div>\n\n\n<p>Mientras m\u00e1s b\u00e1sica sea una tarjeta, m\u00e1s limitados ser\u00e1n sus beneficios. Cuanto m\u00e1s costosa sea, tanto en CAT como en anualidad, es probable que est\u00e9 m\u00e1s ligada al lujo.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><h3 id=\"Tipos_de_tarjetas_de_crdito\">Tipos de tarjetas de cr\u00e9dito<\/h3><li><p>Cl\u00e1sica<\/p>\n<\/li><li><p>Oro, dorada o gold<\/p>\n<\/li><li><p>Platino o platinum<\/p>\n<\/li><li><p>Black o negra<\/p>\n<\/li><li><p>Tarjetas de tiendas por departamento<\/p>\n<\/li><li><p>Sin anualidad<\/p>\n<\/li><li><p>De servicio o cargo<\/p>\n<\/li><li><p>Garantizadas<\/p>\n<\/li><\/ol><\/div>\n\n\n<p>Seg\u00fan el criterio utilizado para clasificarlas, se pueden dividir de muchas formas.<\/p>\n\n\n\n<p>De hecho, una tarjeta puede ser cl\u00e1sica o dorada y a su vez no tener anualidad, por lo que algunas de estas categor\u00edas son inclusivas. Estos tipos solo sirven para que los usuarios conozcan ciertas caracter\u00edsticas de su tarjeta.<\/p>\n\n\n<div class=\"fn_block fn-cards-list\"><h3 id=\"Contendientes_por_la_mejor_tarjeta_de_credito_en_Mxico\">Contendientes por la mejor tarjeta de cr\u00e9dito en M\u00e9xico<\/h3>\n <div class=\"step amount\"><label class=\"fl_l_m_10 step__label\">Monto m\u00e1x. del cr\u00e9dito<\/label> <div class=\"slider_cont step__value\">\n <span class=\"fl_l_m_15 amount_display\"><\/span>\n <\/div>\n <div class=\"step__slider\">\n <input type=\"range\" data-default-value=\"0\" data-name=\"param_amount\" \/>\n <\/div>\n<\/div><div class=\"step stepPeriod\"> <label class=\"fl_l_m_10 step__label\">D\u00edas sin interses <\/label>\n <div class=\"slider_cont step__value\">\n <span class=\"fl_l_m_15 period_display\"><\/span>\n <\/div>\n <div class=\"step__slider\">\n <input type=\"range\" data-default-value=\"0\" data-name=\"param_period\" \/>\n <\/div><\/div><div class=\"step stepFilters\">\t\t\t\n\t\t\t<section class=\"addition-filter\">\n\t\t\t\t<div class=\"container\">\n\t\t\t\t\t<div class=\"addition-filter__inner\">\n\n\t\t\t\t\t\t<div class=\"columns\">\n<div class=\"column is-2\"><div class=\"addition-filter__reset\">Filtros <span>Reiniciar<\/span><\/div><\/div><div class=\"column\"><div class=\"addition-filter__checkboxes\">\n\t\t\t\t\t\t<div class=\"checkboxFive financer-field-group\">\n\t\t\t\t\t\t\t<label for=\"creditcard_0_creditcard_free_withdrawals\" class=\"checkbox\">\n\t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"creditcard_0_creditcard_free_withdrawals\" data-visibility=\"desktop\" name=\"creditcard_free_withdrawals\" class=\"creditcard_free_withdrawals\" >\n\t\t\t\t\t\t\t\t<span class=\"financer-field-group__checkbox\"><\/span>\n\t\t\t\t\t\t\tMostrar tarjetas con retiros gratis<\/label>\n\t\t\t\t\t <\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/section>\t\t\t<div class=\"cardType checkboxFive dropdown-select\" style=\"display: none;\">\n <div class=\"inline\">Tipo de tarjeta:<\/div>\n <select class=\"loan_amount\" name=\"param_cardtype\">\n <option selected='selected' value=\"\">Mostrar todas las tarjetas<\/option>\t\t\t\t <option value=\"visa\">Visa<\/option>\t\t\t\t <option value=\"mastercard\">MasterCard<\/option>\t\t\t\t <option value=\"americanexpress\">American Express<\/option>\t\t\t\t <option value=\"jcb\">JOCB<\/option>\t\t\t\t <option value=\"unionpay\">UnionPay<\/option>\t\t\t\t <option value=\"gpn\">GPN<\/option>\t\t\t\t <option value=\"discover\">Discover<\/option>\t\t\t\t <option value=\"diners-club\">Diners Club<\/option>\t\t\t\t <option value=\"other\">Otras<\/option>\t\t<\/select>\n<\/div><\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"#\" class=\"get_results compare button is-primary is-medium is-rounded\">Encontrar las mejores tarjetas<\/a><\/div>\t<div class=\"status_wrap\">\n\t\t<div class=\"status_bar\" style=\"display:none;\">\n\t\t\t<div class=\"loader_holder\">\n\t\t\t\t<img decoding=\"async\" class=\"loader\" src=\"https:\/\/financer.global\/app\/\/themes\/financer-v2\/images\/loader.gif\" width=\"248\" height=\"248\" alt=\"Loader Icon\">\n\t\t\t\t<div id=\"progress_holder\" class=\"status_bar__progress_holder\">\n\t\t\t\t\t<progress id=\"slider_progress\" class=\"\" max=\"100\" value=\"0\"> <\/progress>\n\t\t\t\t<\/div>\n\t\t\t\t<span class=\"status_bar__message\" id=\"status_bar__message\">Calculando y preparando tus resultados.<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t<div class=\"frm_full\"><\/div>\n\t\t \t<div id=\"creditcard_0\" class=\"tw-bs table_cont CreditcardTable slider-table-id \"><div class=\"item-table table table-striped\"><div class=\"item-results container\"><div data-period=\"0\" class=\"sortable-item search-credit-card product-mode-mobile-view\"><div class=\"item-row search-credit-card__header\"><div class=\"item-column search-credit-card__left\"><figure class=\"search-credit-card__icon\"><img decoding=\"async\" width=\"180\" height=\"114\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/09\/la-tarjeta-american-express.png\" class=\"attachment-full size-full\" alt=\"La Tarjeta American Express\" \/><\/figure><h6 class=\"search-credit-card__title\">La Tarjeta American Express<\/h6><div class=\"search-credit-card__type\"><span class=\"search-credit-card__type-item\">Tarjeta de cr\u00e9dito<\/span><\/div><\/div><div class=\"item-column search-credit-card__center\"><ul class=\"search-credit-card__features\"><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Primer a\u00f1o sin anualidad<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Programa Membership Rewards con PAYBACK\u00ae<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">$360 USD por p\u00e9rdida de equipaje<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Protecci\u00f3n de equipaje (p\u00e9rdida y demora)<\/li><\/ul><\/div><div class=\"item-column search-credit-card__right\"><a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"search-credit-card__read-review\"><span>Leer<\/span> <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\">1 comentarios<\/a><\/div><\/div><\/div><div class=\"item-row search-credit-card__footer\"><div class=\"item-column search-credit-card__tags\"><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">american express<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">amex<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">amex basica<\/span><\/div><div class=\"item-column\"><\/div><div class=\"item-column search-credit-card__actions\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-credit-card__more-button\" data-closed-text=\"M\u00e1s info\" data-opened-text=\"Menos informaci\u00f3n\"><\/a><a href=\"https:\/\/financera.mx\/tarjeta\/la-tarjeta-american-express\/redirect\/?unq=6687980ed460b\" data-url_param_unq=\"6687980ed460b\" data-url_param_pid=\"27156\" data-url_param_t=\"card_products\" class=\"button is-normal is-rounded is-primary search-credit-card__get-started\" target=\"_blank\" rel=\"sponsored nofollow\" title=\"Aplicar para 0\" data-company-id=\"27156\" data-company-name=\"La Tarjeta American Express\"> Empieza<\/a><\/div><div class=\"search-credit-card__details\"><div class=\"search-credit-card__details-left\"><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">L\u00ednea de cr\u00e9dito<\/p><p class=\"search-credit-card__details-value\">$100,000<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Periodo de pago sin intereses<\/p><p class=\"search-credit-card__details-value\">0 D\u00edas<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Cuota anual<\/p><p class=\"search-credit-card__details-value\">$160<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Seguros de viajes<\/p><p class=\"search-credit-card__details-value\">Si<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Coste por retiros en cajeros<\/p><p class=\"search-credit-card__details-value\">10% m\u00e1s IVA <\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Inter\u00e9s<\/p><p class=\"search-credit-card__details-value\">43.38% &#8211; 0.00%<\/p><\/div><\/div><div class=\"search-credit-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t1 Comentario\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Inter\u00e9s &#038; Costes\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Flexibilidad &#038; Condiciones\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n P\u00e1gina web &#038; Funcionalidad\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Ayuda &#038; Servicio\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column search-credit-card__details-link\"><a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\">Leer comentario completo<\/a><\/div><\/div><\/div><\/div><\/div><div data-period=\"0\" class=\"sortable-item search-credit-card product-mode-mobile-view\"><div class=\"item-row search-credit-card__header\"><div class=\"item-column search-credit-card__left\"><figure class=\"search-credit-card__icon\"><img decoding=\"async\" width=\"180\" height=\"114\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/09\/la-tarjeta-american-express-gold.png\" class=\"attachment-full size-full\" alt=\"La Tarjeta American Express Gold\" \/><\/figure><h6 class=\"search-credit-card__title\">La Tarjeta American Express Gold<\/h6><div class=\"search-credit-card__type\"><span class=\"search-credit-card__type-item\">Tarjeta de cr\u00e9dito<\/span><\/div><\/div><div class=\"item-column search-credit-card__center\"><ul class=\"search-credit-card__features\"><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Priority Pass\u2122 en aeropuertos<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">$50,000 USD de cobertura en viajes<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Bebidas agrandadas en Starbucks<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">$700 USD por p\u00e9rdida de equipaje<\/li><\/ul><\/div><div class=\"item-column search-credit-card__right\"><a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"search-credit-card__read-review\"><span>Leer<\/span> <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\">0 comentarios<\/a><\/div><\/div><\/div><div class=\"item-row search-credit-card__footer\"><div class=\"item-column search-credit-card__tags\"><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">american express<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">american express gold<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">amex<\/span><\/div><div class=\"item-column\"><\/div><div class=\"item-column search-credit-card__actions\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-credit-card__more-button\" data-closed-text=\"M\u00e1s info\" data-opened-text=\"Menos informaci\u00f3n\"><\/a><a href=\"https:\/\/financera.mx\/tarjeta\/la-tarjeta-american-express-gold\/redirect\/?unq=6687980f01ce3\" data-url_param_unq=\"6687980f01ce3\" data-url_param_pid=\"27168\" data-url_param_t=\"card_products\" class=\"button is-normal is-rounded is-primary search-credit-card__get-started\" target=\"_blank\" rel=\"sponsored nofollow\" title=\"Aplicar para 0\" data-company-id=\"27168\" data-company-name=\"La Tarjeta American Express Gold\"> Empieza<\/a><\/div><div class=\"search-credit-card__details\"><div class=\"search-credit-card__details-left\"><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">L\u00ednea de cr\u00e9dito<\/p><p class=\"search-credit-card__details-value\">$200,000<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Periodo de pago sin intereses<\/p><p class=\"search-credit-card__details-value\">0 D\u00edas<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Cuota anual<\/p><p class=\"search-credit-card__details-value\">$450<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Seguros de viajes<\/p><p class=\"search-credit-card__details-value\">Si<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Coste por retiros en cajeros<\/p><p class=\"search-credit-card__details-value\">10% m\u00e1s IVA <\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Inter\u00e9s<\/p><p class=\"search-credit-card__details-value\">43.38% &#8211; 0.00%<\/p><\/div><\/div><div class=\"search-credit-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t0 Comentarios\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Inter\u00e9s &#038; Costes\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Flexibilidad &#038; Condiciones\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n P\u00e1gina web &#038; Funcionalidad\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Ayuda &#038; Servicio\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column search-credit-card__details-link\"><a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\">Leer comentario completo<\/a><\/div><\/div><\/div><\/div><\/div><div data-period=\"0\" class=\"sortable-item search-credit-card product-mode-mobile-view\"><div class=\"item-row search-credit-card__header\"><div class=\"item-column search-credit-card__left\"><figure class=\"search-credit-card__icon\"><img decoding=\"async\" width=\"180\" height=\"113\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/09\/la-tarjeta-american-express-platinum.png\" class=\"attachment-full size-full\" alt=\"La Tarjeta American Express Platinum\" \/><\/figure><h6 class=\"search-credit-card__title\">La Tarjeta American Express Platinum<\/h6><div class=\"search-credit-card__type\"><span class=\"search-credit-card__type-item\">Tarjeta de cr\u00e9dito<\/span><\/div><\/div><div class=\"item-column search-credit-card__center\"><ul class=\"search-credit-card__features\"><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Hasta $100,000 USD en asistencia de viajes<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">$1,500 USD por p\u00e9rdida de equipaje<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Priority Pass\u2122 en aeropuertos<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">2&#215;1 en vuelos nacionales al gasta 10,000 USD<\/li><\/ul><\/div><div class=\"item-column search-credit-card__right\"><a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"search-credit-card__read-review\"><span>Leer<\/span> <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\">0 comentarios<\/a><\/div><\/div><\/div><div class=\"item-row search-credit-card__footer\"><div class=\"item-column search-credit-card__tags\"><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">american express<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">american express platinum<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">amex<\/span><\/div><div class=\"item-column\"><\/div><div class=\"item-column search-credit-card__actions\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-credit-card__more-button\" data-closed-text=\"M\u00e1s info\" data-opened-text=\"Menos informaci\u00f3n\"><\/a><a href=\"https:\/\/financera.mx\/tarjeta\/la-tarjeta-american-express-platinum\/redirect\/?unq=6687980f1e66e\" data-url_param_unq=\"6687980f1e66e\" data-url_param_pid=\"27173\" data-url_param_t=\"card_products\" class=\"button is-normal is-rounded is-primary search-credit-card__get-started\" target=\"_blank\" rel=\"sponsored nofollow\" title=\"Aplicar para 0\" data-company-id=\"27173\" data-company-name=\"La Tarjeta American Express Platinum\"> Empieza<\/a><\/div><div class=\"search-credit-card__details\"><div class=\"search-credit-card__details-left\"><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">L\u00ednea de cr\u00e9dito<\/p><p class=\"search-credit-card__details-value\">$500,000<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Periodo de pago sin intereses<\/p><p class=\"search-credit-card__details-value\">0 D\u00edas<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Cuota anual<\/p><p class=\"search-credit-card__details-value\">$1,000<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Seguros de viajes<\/p><p class=\"search-credit-card__details-value\">Si<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Coste por retiros en cajeros<\/p><p class=\"search-credit-card__details-value\">10% m\u00e1s IVA <\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Inter\u00e9s<\/p><p class=\"search-credit-card__details-value\">43.38% &#8211; 0.00%<\/p><\/div><\/div><div class=\"search-credit-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t0 Comentarios\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Inter\u00e9s &#038; Costes\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Flexibilidad &#038; Condiciones\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n P\u00e1gina web &#038; Funcionalidad\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Ayuda &#038; Servicio\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column search-credit-card__details-link\"><a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\">Leer comentario completo<\/a><\/div><\/div><\/div><\/div><\/div><div data-period=\"90\" class=\"sortable-item search-credit-card product-mode-mobile-view\"><div class=\"item-row search-credit-card__header\"><div class=\"item-column search-credit-card__left\"><figure class=\"search-credit-card__icon\"><img decoding=\"async\" width=\"180\" height=\"114\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/09\/the-platinum-credit-card-american-express.png\" class=\"attachment-full size-full\" alt=\"The Platinum Credit Card American Express\" \/><\/figure><h6 class=\"search-credit-card__title\">The Platinum Credit Card American Express<\/h6><div class=\"search-credit-card__type\"><span class=\"search-credit-card__type-item\">Tarjeta de cr\u00e9dito<\/span><\/div><\/div><div class=\"item-column search-credit-card__center\"><ul class=\"search-credit-card__features\"><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Primer a\u00f1o sin anualidad<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">3 meses sin intereses en autom\u00e1tico<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">10% de descuento en viajes<\/li><li class=\"search-credit-card__feature search-credit-card__feature--cons\">Pocos beneficios de viajero<\/li><\/ul><\/div><div class=\"item-column search-credit-card__right\"><a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"search-credit-card__read-review\"><span>Leer<\/span> <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\">0 comentarios<\/a><\/div><\/div><\/div><div class=\"item-row search-credit-card__footer\"><div class=\"item-column search-credit-card__tags\"><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">american express<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">amex<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">amex platinum<\/span><\/div><div class=\"item-column\"><\/div><div class=\"item-column search-credit-card__actions\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-credit-card__more-button\" data-closed-text=\"M\u00e1s info\" data-opened-text=\"Menos informaci\u00f3n\"><\/a><a href=\"https:\/\/financera.mx\/tarjeta\/the-platinum-credit-card-american-express\/redirect\/?unq=6687980f343a9\" data-url_param_unq=\"6687980f343a9\" data-url_param_pid=\"27180\" data-url_param_t=\"card_products\" class=\"button is-normal is-rounded is-primary search-credit-card__get-started\" target=\"_blank\" rel=\"sponsored nofollow\" title=\"Aplicar para 0\" data-company-id=\"27180\" data-company-name=\"The Platinum Credit Card American Express\"> Empieza<\/a><\/div><div class=\"search-credit-card__details\"><div class=\"search-credit-card__details-left\"><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">L\u00ednea de cr\u00e9dito<\/p><p class=\"search-credit-card__details-value\">$200,000<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Periodo de pago sin intereses<\/p><p class=\"search-credit-card__details-value\">90 D\u00edas<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Cuota anual<\/p><p class=\"search-credit-card__details-value\">$3,300<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Seguros de viajes<\/p><p class=\"search-credit-card__details-value\">No<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Coste por retiros en cajeros<\/p><p class=\"search-credit-card__details-value\">10% m\u00e1s IVA <\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Inter\u00e9s<\/p><p class=\"search-credit-card__details-value\">48.00% &#8211; 0.00%<\/p><\/div><\/div><div class=\"search-credit-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t0 Comentarios\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Inter\u00e9s &#038; Costes\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Flexibilidad &#038; Condiciones\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n P\u00e1gina web &#038; Funcionalidad\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Ayuda &#038; Servicio\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column search-credit-card__details-link\"><a href=\"https:\/\/financera.mx\/entidad\/american-express\/#read-reviews\">Leer comentario completo<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Tarjetas_de_dbito\">Tarjetas de d\u00e9bito<\/h2>\n\n\n\n<p>Las tarjetas de d\u00e9bito son emitidas por entidades financieras (bancos, financieras o <a href=\"https:\/\/financera.mx\/wiki\/fintech\/\">fintechs<\/a>) y respaldadas con una empresa de tarjetas. Estas se asocian con una cuenta para ser usadas como medio de pago.<\/p>\n\n\n\n<p>Diversos tipos de cuentas pueden ofrecer una tarjeta de d\u00e9bito, estas son las m\u00e1s comunes:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Cuentas de n\u00f3mina<\/p>\n<\/li><li><p>Cuentas de ahorro<\/p>\n<\/li><li><p>Dep\u00f3sitos a la vista (o cuenta de cheques)<\/p>\n<\/li><li><p>Cuentas de negocios<\/p>\n<\/li><li><p>Servicios digitales<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Seg\u00fan informaci\u00f3n publicada por <a href=\"https:\/\/www.fundef.mx\/\">FUNDEF<\/a> (Fundaci\u00f3n de Estudios Financieros), este es el porcentaje de tenedores de tarjetas seg\u00fan el producto:<\/p>\n\n\n<div class=\"fn_block block_fn_charts\"><div id=\"echarts\" style=\"max-width:730px;width:100%;height:400px;margin:auto;\"><\/div><\/div>\t<script type=\"text\/javascript\">\n\t\tsetTimeout(function() {\n\t\t\tvar myChart_echarts = echarts.init(document.getElementById('echarts'));\n\t\t\tvar data_arr = [];\n\t\t\tvar val_arr = [];\n\t\t\tvar data_value = [\"80\",\"73.1\",\"37.7\",\"70.2\",\"78.1\"];\n\t\t\tvar data_name = [\"Cuenta n\\u00f3mina\",\"Cuenta pensi\\u00f3n\",\"Cuentas de programas sociales\",\"Cuenta de ahorros\",\"Cuenta de cheques\"];\n\t\t\tvar arrayLength = data_value.length;\n\t\t\tfor (var i = 0; i < arrayLength; i++) {\n\t\t\t\tdata_arr.push(data_value[i]);\n\t\t\t\tval_arr.push(data_name[i]);\n\t\t\t}\n\t\t\toption = {\n\t\t\t\tbaseOption: {\n\t\t\t\t\tgrid: {\n\t\t\t\t\t\ttop: 85,\n\t\t\t\t\t\tleft: 50\n\t\t\t\t\t},\n\t\t\t\t\ttitle: {\n\t\t\t\t\t\tshow: '1',\n\t\t\t\t\t\ttext: '',\n\t\t\t\t\t\tsubtext: '',\n\t\t\t\t\t\tleft: '10',\n\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\ttextAlign: 'left',\n\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\tfontSize: 20,\n\t\t\t\t\t\t\tfontWeight: 'bold',\n\t\t\t\t\t\t\tcolor: '#000000',\n\t\t\t\t\t\t},\n\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\tfontWeight: 'normal',\n\t\t\t\t\t\t\tcolor: '#999999',\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\tshow: '',\n\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\titemSize: 20,\n\t\t\t\t\t\tshowTitle: true,\n\t\t\t\t\t\tfeature: {\n\t\t\t\t\t\t\tsaveAsImage: {\n\t\t\t\t\t\t\t\ticon: 'image:\/\/'+fs.theme_uri+'\/assets\/images\/icons-download-blue.svg',\n\t\t\t\t\t\t\t\ticonStyle: {\n\t\t\t\t\t\t\t\t\tcolor: '#2098ce',\n\t\t\t\t\t\t\t\t\tborderColor: '#2098ce',\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\ttitle: 'Descargar',\n\t\t\t\t\t\t\t\tpixelRatio: '2',\n\t\t\t\t\t\t\t\tbackgroundColor: '#ffffff'\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\tcolor: ['#60d394', '#2098ce', '#137dad'],\n\t\t\t\t\ttooltip : {\n\t\t\t\t\t\ttrigger: 'item',\n\t\t\t\t\t\t\tformatter: '{b0}: {c0}'\n\t\t\t\t\t\t},\n\t\t\t\t\tdataZoom: [\n\t\t\t\t\t\t{\n\t\t\t\t\t\t\ttype: 'inside'\n\t\t\t\t\t\t}\n\t\t\t\t\t],\n\t\t\t\t\txAxis: {\n\t\t\t\t\t\ttype: 'category',\n\t\t\t\t\t\tdata: val_arr,\n\t\t\t\t\t\tname: 'Prodcuto',\n\t\t\t\t\t\tnameLocation: 'middle',\n\t\t\t\t\t\tnameGap: '40',\n\t\t\t\t\t\tnameTextStyle: {\n\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLabel: {\n\t\t\t\t\t\t\tinside: false,\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisTick: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLine: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t},\n\t\t\t\t\tyAxis: {\n\t\t\t\t\t\ttype: 'value',\n\t\t\t\t\t\taxisLine: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\tname: '% de tenecia de tarjeta',\n\t\t\t\t\t\tnameLocation: 'middle',\n\t\t\t\t\t\tnameGap: '40',\n\t\t\t\t\t\tnameTextStyle: {\n\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisTick: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLabel: {\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tformatter: function (value, index) {\n\t\t\t\t\t\t\t\tvar milvalue = value;\n\t\t\t\t\t\t\t\tif (value > 999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000 + ' k';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000 + ' M';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000000 + ' B';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000000000 + ' T';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\treturn milvalue;\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\tseries: [{\n\t\t\t\t\t\tdata: data_arr,\n\t\t\t\t\t\ttype: 'bar',\n\t\t\t\t\t\tsymbol: 'circle',\n\t\t\t\t\t\tsymbolSize: '12',\n\t\t\t\t\t\tshowBackground: true,\n\t\t\t\t\t\tbackgroundStyle: {\n\t\t\t\t\t\t\tcolor: 'rgba(220, 220, 220, 0.4)'\n\t\t\t\t\t\t},\n\t\t\t\t\t}]\n\t\t\t\t},\n\t\t\t\tmedia: [\n\t\t\t\t\t{ query: {maxWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '5',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 10,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '15',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\t{ query: {minWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '10',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 20,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t]\n\t\t\t};\n\n\t\t\tmyChart_echarts.setOption(option);\n\n\t\t\twindow.addEventListener('resize', function(){\n\t\t\t\tsetTimeout(function () {\n\t\t\t\t\tmyChart_echarts.resize();\n\t\t\t\t}, 200);\n\t\t\t});\n\t\t}, 1000);\n\t<\/script>\n\n\n\n\n\n<p>No obstante, hay que considerar que el mismo estudio revela que <strong>solo 33.8% de los mexicanos tiene una tarjeta de d\u00e9bito.<\/strong><\/p>\n\n\n\n<p>Como su nombre lo \u00edndica, esta tarjeta <strong>debita (resta) el dinero disponible en la cuenta a la cual est\u00e1 asociada<\/strong>, por lo que el l\u00edmite lo establece el mismo usuario seg\u00fan su disponibilidad de efectivo.<\/p>\n\n\n\n<p>Por este motivo, este tipo de tarjetas ofrecen un <strong>mayor control de los gastos<\/strong>, ya que no permiten al usuario endeudarse o gastar dinero que no tiene.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Tarjetas_prepagadas_o_garantizadas\">Tarjetas prepagadas o garantizadas<\/h2>\n\n\n\n<p>Se trata de tarjetas en las cuales se debe hacer primero un dep\u00f3sito para poder utilizarlas. La tarjeta tiene un l\u00edmite de gasto predeterminado, el cual tambi\u00e9n marca el l\u00edmite de los dep\u00f3sitos.<\/p>\n\n\n\n<p>B\u00e1sicamente, funcionan como una tarjeta de d\u00e9bito:<strong> no existe una l\u00ednea de cr\u00e9dito y el usuario solo dispone del dinero que tenga en la cuenta. <\/strong>No obstante, son respaldadas por empresas como Visa y Mastercard y gozan de ciertos ben\u00e9ficos que no tiene una tarjeta de d\u00e9bito.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><p>Las tarjetas garantizadas suelen usarse para construir o reparar el historial de cr\u00e9dito, preparando al usuario para obtener tarjeta de cr\u00e9dito.<\/p><\/div>\n\n\n<p>Luego de demostrar meses de buen uso de una tarjeta garantizada, muchos bancos deciden otorgar una tarjeta de cr\u00e9dito al usuario. (Para m\u00e1s informaci\u00f3n, lee nuestro art\u00edculo \u201c<a href=\"https:\/\/financera.mx\/tarjetas\/mi-primera-tarjeta-de-credito\/\">Mi primera tarjeta de cr\u00e9dito<\/a>\u201d).<\/p>\n\n\n\n<p>Son ideales para j\u00f3venes, estudiantes y para personas sin mal historial o con mal Bur\u00f3 de Cr\u00e9dito.<\/p>\n\n\n\n<p>Cabe destacar que las cuentas a las cuales est\u00e1n asociadas no suelen permitir transferencias de dinero y que s\u00ed es posible hacer retiros en cajeros autom\u00e1ticos.<\/p>\n\n\n<div class=\"fn_block fn-cards-list\"><h3 id=\"Top_tarjetas_de_crdito_de_uso_diario\">Top tarjetas de cr\u00e9dito de uso diario<\/h3>\n <div class=\"step amount\"><label class=\"fl_l_m_10 step__label\">Monto m\u00e1x. del cr\u00e9dito<\/label> <div class=\"slider_cont step__value\">\n <span class=\"fl_l_m_15 amount_display\"><\/span>\n <\/div>\n <div class=\"step__slider\">\n <input type=\"range\" data-default-value=\"0\" data-name=\"param_amount\" \/>\n <\/div>\n<\/div><div class=\"step stepPeriod\"> <label class=\"fl_l_m_10 step__label\">D\u00edas sin interses <\/label>\n <div class=\"slider_cont step__value\">\n <span class=\"fl_l_m_15 period_display\"><\/span>\n <\/div>\n <div class=\"step__slider\">\n <input type=\"range\" data-default-value=\"0\" data-name=\"param_period\" \/>\n <\/div><\/div><div class=\"step stepFilters\">\t\t\t\n\t\t\t<section class=\"addition-filter\">\n\t\t\t\t<div class=\"container\">\n\t\t\t\t\t<div class=\"addition-filter__inner\">\n\n\t\t\t\t\t\t<div class=\"columns\">\n<div class=\"column is-2\"><div class=\"addition-filter__reset\">Filtros <span>Reiniciar<\/span><\/div><\/div><div class=\"column\"><div class=\"addition-filter__checkboxes\">\n\t\t\t\t\t\t<div class=\"checkboxFive financer-field-group\">\n\t\t\t\t\t\t\t<label for=\"creditcard_1_creditcard_free_withdrawals\" class=\"checkbox\">\n\t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"creditcard_1_creditcard_free_withdrawals\" data-visibility=\"desktop\" name=\"creditcard_free_withdrawals\" class=\"creditcard_free_withdrawals\" >\n\t\t\t\t\t\t\t\t<span class=\"financer-field-group__checkbox\"><\/span>\n\t\t\t\t\t\t\tMostrar tarjetas con retiros gratis<\/label>\n\t\t\t\t\t <\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/section>\t\t\t<div class=\"cardType checkboxFive dropdown-select\" style=\"display: none;\">\n <div class=\"inline\">Tipo de tarjeta:<\/div>\n <select class=\"loan_amount\" name=\"param_cardtype\">\n <option selected='selected' value=\"\">Mostrar todas las tarjetas<\/option>\t\t\t\t <option value=\"visa\">Visa<\/option>\t\t\t\t <option value=\"mastercard\">MasterCard<\/option>\t\t\t\t <option value=\"americanexpress\">American Express<\/option>\t\t\t\t <option value=\"jcb\">JOCB<\/option>\t\t\t\t <option value=\"unionpay\">UnionPay<\/option>\t\t\t\t <option value=\"gpn\">GPN<\/option>\t\t\t\t <option value=\"discover\">Discover<\/option>\t\t\t\t <option value=\"diners-club\">Diners Club<\/option>\t\t\t\t <option value=\"other\">Otras<\/option>\t\t<\/select>\n<\/div><\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"#\" class=\"get_results compare button is-primary is-medium is-rounded\">Encontrar las mejores tarjetas<\/a><\/div>\t\t\t<div class=\"frm_full\"><\/div>\n\t\t \t<div id=\"creditcard_1\" class=\"tw-bs table_cont CreditcardTable slider-table-id \"><div class=\"item-table table table-striped\"><div class=\"item-results container\"><div data-period=\"0\" class=\"sortable-item search-credit-card product-mode-mobile-view\"><div class=\"item-row search-credit-card__header\"><div class=\"item-column search-credit-card__left\"><figure class=\"search-credit-card__icon\"><img decoding=\"async\" width=\"469\" height=\"303\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/07\/vexi-carnet.png\" class=\"attachment-full size-full\" alt=\"Tarjeta Carnet Vexi\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/07\/vexi-carnet.png 469w, https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/07\/vexi-carnet-300x194.png 300w\" sizes=\"(max-width: 469px) 100vw, 469px\" \/><\/figure><h6 class=\"search-credit-card__title\">Tarjeta Carnet Vexi<\/h6><div class=\"search-credit-card__type\"><span class=\"search-credit-card__type-item\">Tarjeta de cr\u00e9dito<\/span><\/div><\/div><div class=\"item-column search-credit-card__center\"><ul class=\"search-credit-card__features\"><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Sin anualidad<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Cashback de 2% en muchas<\/li><li class=\"search-credit-card__feature search-credit-card__feature--cons\">Solo funciona dentro de M\u00e9xico<\/li><li class=\"search-credit-card__feature search-credit-card__feature--cons\">No es posible sacar efectivo en cajeros<\/li><\/ul><\/div><div class=\"item-column search-credit-card__right\"><a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.4\">4.4<\/span><\/a><div class=\"search-credit-card__read-review\"><span>Leer<\/span> <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\">0 comentarios<\/a><\/div><\/div><\/div><div class=\"item-row search-credit-card__footer\"><div class=\"item-column search-credit-card__tags\"><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">sin buro<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">vexi<\/span><\/div><div class=\"item-column\"><\/div><div class=\"item-column search-credit-card__actions\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-credit-card__more-button\" data-closed-text=\"M\u00e1s info\" data-opened-text=\"Menos informaci\u00f3n\"><\/a><a href=\"https:\/\/financera.mx\/tarjeta\/tarjeta-carnet-vexi\/redirect\/?unq=66879810b05fe\" data-url_param_unq=\"66879810b05fe\" data-url_param_pid=\"27698\" data-url_param_t=\"card_products\" class=\"button is-normal is-rounded is-primary search-credit-card__get-started\" target=\"_blank\" rel=\"sponsored nofollow\" title=\"Aplicar para 0\" data-company-id=\"27698\" data-company-name=\"Tarjeta Carnet Vexi\"> Empieza<\/a><\/div><div class=\"search-credit-card__details\"><div class=\"search-credit-card__details-left\"><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">L\u00ednea de cr\u00e9dito<\/p><p class=\"search-credit-card__details-value\">$5,500<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Periodo de pago sin intereses<\/p><p class=\"search-credit-card__details-value\">0 D\u00edas<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Cuota anual<\/p><p class=\"search-credit-card__details-value\">$0<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Seguros de viajes<\/p><p class=\"search-credit-card__details-value\">No<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Coste por retiros en cajeros<\/p><p class=\"search-credit-card__details-value\">0 <\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Inter\u00e9s<\/p><p class=\"search-credit-card__details-value\">49.00% &#8211; 79.00%<\/p><\/div><\/div><div class=\"search-credit-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t0 Comentarios\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.4\">4.4<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Inter\u00e9s &#038; Costes\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Flexibilidad &#038; Condiciones\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n P\u00e1gina web &#038; Funcionalidad\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Ayuda &#038; Servicio\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column search-credit-card__details-link\"><a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\">Leer comentario completo<\/a><\/div><\/div><\/div><\/div><\/div><div data-period=\"90\" class=\"sortable-item search-credit-card product-mode-mobile-view\"><div class=\"item-row search-credit-card__header\"><div class=\"item-column search-credit-card__left\"><figure class=\"search-credit-card__icon\"><img decoding=\"async\" width=\"471\" height=\"313\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/07\/vexi-american-express.png\" class=\"attachment-full size-full\" alt=\"Tarjeta Vexi American Express\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/07\/vexi-american-express.png 471w, https:\/\/financer.global\/app\/uploads\/sites\/20\/2022\/07\/vexi-american-express-300x199.png 300w\" sizes=\"(max-width: 471px) 100vw, 471px\" \/><\/figure><h6 class=\"search-credit-card__title\">Tarjeta Vexi American Express<\/h6><div class=\"search-credit-card__type\"><span class=\"search-credit-card__type-item\">Tarjeta de cr\u00e9dito<\/span><\/div><\/div><div class=\"item-column search-credit-card__center\"><ul class=\"search-credit-card__features\"><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Aceptaci\u00f3n internacional<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Seguro de viaje hasta $75,000 USD<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">2% de CashBack<\/li><li class=\"search-credit-card__feature search-credit-card__feature--cons\">Sistema de intereses por niveles<\/li><\/ul><\/div><div class=\"item-column search-credit-card__right\"><a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.4\">4.4<\/span><\/a><div class=\"search-credit-card__read-review\"><span>Leer<\/span> <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\">1 comentarios<\/a><\/div><\/div><\/div><div class=\"item-row search-credit-card__footer\"><div class=\"item-column search-credit-card__tags\"><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">american express<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">sin buro<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">vexi<\/span><\/div><div class=\"item-column\"><\/div><div class=\"item-column search-credit-card__actions\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-credit-card__more-button\" data-closed-text=\"M\u00e1s info\" data-opened-text=\"Menos informaci\u00f3n\"><\/a><a href=\"https:\/\/financera.mx\/tarjeta\/tarjeta-vexi-american-express\/redirect\/?unq=66879810d2ad4\" data-url_param_unq=\"66879810d2ad4\" data-url_param_pid=\"27699\" data-url_param_t=\"card_products\" class=\"button is-normal is-rounded is-primary search-credit-card__get-started\" target=\"_blank\" rel=\"sponsored nofollow\" title=\"Aplicar para 0\" data-company-id=\"27699\" data-company-name=\"Tarjeta Vexi American Express\"> Empieza<\/a><\/div><div class=\"search-credit-card__details\"><div class=\"search-credit-card__details-left\"><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">L\u00ednea de cr\u00e9dito<\/p><p class=\"search-credit-card__details-value\">$5,500<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Periodo de pago sin intereses<\/p><p class=\"search-credit-card__details-value\">90 D\u00edas<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Cuota anual<\/p><p class=\"search-credit-card__details-value\">$0<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Seguros de viajes<\/p><p class=\"search-credit-card__details-value\">Si<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Conversi\u00f3n de divisas<\/p><p class=\"search-credit-card__details-value\">Sin anualidad de por vida<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Coste por retiros en cajeros<\/p><p class=\"search-credit-card__details-value\">0 <\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Inter\u00e9s<\/p><p class=\"search-credit-card__details-value\">65.00% &#8211; 79.00%<\/p><\/div><\/div><div class=\"search-credit-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t1 Comentario\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.4\">4.4<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Inter\u00e9s &#038; Costes\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Flexibilidad &#038; Condiciones\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n P\u00e1gina web &#038; Funcionalidad\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Ayuda &#038; Servicio\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column search-credit-card__details-link\"><a href=\"https:\/\/financera.mx\/entidad\/vexi\/#read-reviews\">Leer comentario completo<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Eligiendo_la_mejor_tarjeta_de_crdito\">Eligiendo la mejor tarjeta de cr\u00e9dito<\/h2>\n\n\n\n<p>Es probable que esta pregunta tenga muchas respuestas correctas. Y es que <strong>eso depende de cada uno.<\/strong><\/p>\n\n\n\n<p>Si se mide por los beneficios, lo importante es conocer qu\u00e9 beneficios utilizar\u00e1s realmente. Si no viajas con frecuencia o no compras mucho en ciertas tiendas, una tarjeta de oro o de platino te ofrecer\u00e1 beneficios que desaprovechar\u00e1s.<\/p>\n\n\n\n<p>Si usas el <a href=\"https:\/\/financera.mx\/wiki\/que-es-el-cat\/\">CAT<\/a> como una referencia, puede que haya tarjetas muy econ\u00f3micas, pero con pocos beneficios adicionales, adem\u00e1s de tener un l\u00edmite de l\u00ednea de cr\u00e9dito bajo. <\/p>\n\n\n\n<p>Para ayudarte a decidir, comparamos las 5 mejores tarjetas de cr\u00e9dito tomando en cuenta dos criterios distintos:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Cules_son_las_mejores_tarjetas_de_crdito_en_Mxico\">\u00bfCu\u00e1les son las mejores tarjetas de cr\u00e9dito en M\u00e9xico?<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Tipo de tarjeta<\/th><th>Tarjeta<\/th><th>CAT<\/th><th>Anualidad<\/th><\/tr><\/thead><tbody><tr><td>Cl\u00e1sica<\/td><td><a href=\"https:\/\/financera.mx\/entidad\/american-express\/\">Tarjeta B\u00e1sica American Express<\/a><\/td><td>60.1%<\/td><td>sin anualidad<\/td><\/tr><tr><td>Cl\u00e1sica<\/td><td>Hey&nbsp;Banco<\/td><td>24%<\/td><td>sin anualidad<\/td><\/tr><tr><td>Cl\u00e1sica<\/td><td><a href=\"https:\/\/financera.mx\/entidad\/vexi\/\">Vexi<\/a><\/td><td>95.60%<\/td><td>sin anualidad<\/td><\/tr><tr><td>Cl\u00e1sica<\/td><td>Cl\u00e1sica&nbsp;de Banregio<\/td><td>62%<\/td><td>sin anualidad<\/td><\/tr><tr><td>Cl\u00e1sica<\/td><td>Tarjeta de Cr\u00e9dito Cl\u00e1sica Inbursa<\/td><td>67.2%<\/td><td>384 pesos<\/td><\/tr><tr><td>Cl\u00e1sica<\/td><td>Santander Zero<\/td><td>78.6%<\/td><td>sin anualidad<\/td><\/tr><tr><td>Oro \/ dorada<\/td><td>S\u00edCard Plus Invex<\/td><td>22.4%<\/td><td>950 pesos<\/td><\/tr><tr><td>Oro \/ dorada<\/td><td>Tarjeta Banregio Oro<\/td><td>38.6%<\/td><td>sin anualidad<\/td><\/tr><tr><td>Oro \/ dorada<\/td><td>Volaris 2.0 Oro (Invex)<\/td><td>44.5%<\/td><td>3,500 pesos<\/td><\/tr><tr><td>Oro \/ dorada<\/td><td>Volaris Oro (Invex)<\/td><td>45.7%<\/td><td>2,300 pesos<\/td><\/tr><tr><td>Oro \/ dorada<\/td><td>Oro Inbursa<\/td><td>56.4%<\/td><td>487 pesos<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Algunas tarjetas imponen condiciones de uso para eliminar la anualidad a partir del segundo a\u00f1o. Para m\u00e1s detalles, consulta directamente con cada entidad.<\/figcaption><\/figure>\n\n\n\n<p>Como ves, la anualidad es factor importante que impacta el CAT de cada tarjeta.<\/p>\n\n\n\n<p>Por suerte, en M\u00e9xico existen muchas opciones de <a href=\"https:\/\/financera.mx\/tarjetas\/tarjetas-de-credito-sin-anualidad\/\">tarjeta de cr\u00e9dito sin anualidad<\/a>. Haz clic en el enlace para saber m\u00e1s.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Las_mejores_tarjetas_de_crdito_por_sus_beneficios\">Las mejores tarjetas de cr\u00e9dito por sus beneficios<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Tarjeta<\/th><th>CAT<\/th><th>Beneficios destacados<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financera.mx\/entidad\/american-express\/\">Tarjeta de Cr\u00e9dito Platinum American Express<\/a><\/td><td>83.20%<\/td><td>Atenci\u00f3n personalizada 24\/7.<br>Meses sin intereses ilimitados en M\u00e9xico y el extranjero.<br>Acceso a Salas VIP en aeropuertos.<br>10% de descuento en ciertos hoteles y restaurantes.<br>Garant\u00edas extendidas hasta por un a\u00f1o.<\/td><\/tr><tr><td><a href=\"https:\/\/financera.mx\/entidad\/american-express\/\">The Gold Elite Credit Card American Express<\/a><\/td><td>96.90%<\/td><td>Atenci\u00f3n personalizada 24\/7.<br>3 meses sin intereses en M\u00e9xico.<br>Protecci\u00f3n de compras.<br>Garant\u00edas extendidas hasta por un a\u00f1o.<br>Seguro de viajes.<\/td><\/tr><tr><td>Tarjeta Platinum BBVA (Visa)<\/td><td>50.6%<\/td><td>Concierge 24\/7\/365.<br>Seguro gratuito de p\u00e9rdida y demora de equipaje, as\u00ed como de protecci\u00f3n de compras.<br>Garant\u00edas duplicadas o extendidas.<\/td><\/tr><tr><td>Tarjeta Fiesta Rewards Oro de Banco Santander (Mastercard)<\/td><td>94.7%<\/td><td>Estancias alargadas en hoteles de playa.<br>Cortes\u00edas especiales en hoteles.<br>Amplio programa de puntos de recompensa.<br>Protecci\u00f3n de compras y garant\u00eda extendida.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Para m\u00e1s detalles sobre los beneficios, visita la p\u00e1gina de cada tarjeta. <\/figcaption><\/figure>\n\n\n\n<p>Como ves, la elecci\u00f3n es completamente subjetiva y depende completamente de los patrones de consumo de cada usuario.<\/p>\n\n\n\n<p>Si no viajas, los beneficios en aeropuertos no te ser\u00e1n atractivos y probablemente prefieras los beneficios ligados a descuentos y promociones de consumo.<\/p>\n\n\n\n<p>Mientras que, si tus ingresos te lo permiten, entonces sea el lujo lo que te mueve a elegir tu tarjeta de cr\u00e9dito.<\/p>\n\n\n<div class=\"fn_block fn-cards-list\"><h3 id=\"Mejor_tarjeta_de_crdito_para_principiantes\">Mejor tarjeta de cr\u00e9dito para principiantes<\/h3>\n <div class=\"step amount\"><label class=\"fl_l_m_10 step__label\">Monto m\u00e1x. del cr\u00e9dito<\/label> <div class=\"slider_cont step__value\">\n <span class=\"fl_l_m_15 amount_display\"><\/span>\n <\/div>\n <div class=\"step__slider\">\n <input type=\"range\" data-default-value=\"0\" data-name=\"param_amount\" \/>\n <\/div>\n<\/div><div class=\"step stepPeriod\"> <label class=\"fl_l_m_10 step__label\">D\u00edas sin interses <\/label>\n <div class=\"slider_cont step__value\">\n <span class=\"fl_l_m_15 period_display\"><\/span>\n <\/div>\n <div class=\"step__slider\">\n <input type=\"range\" data-default-value=\"0\" data-name=\"param_period\" \/>\n <\/div><\/div><div class=\"step stepFilters\">\t\t\t\n\t\t\t<section class=\"addition-filter\">\n\t\t\t\t<div class=\"container\">\n\t\t\t\t\t<div class=\"addition-filter__inner\">\n\n\t\t\t\t\t\t<div class=\"columns\">\n<div class=\"column is-2\"><div class=\"addition-filter__reset\">Filtros <span>Reiniciar<\/span><\/div><\/div><div class=\"column\"><div class=\"addition-filter__checkboxes\">\n\t\t\t\t\t\t<div class=\"checkboxFive financer-field-group\">\n\t\t\t\t\t\t\t<label for=\"creditcard_2_creditcard_free_withdrawals\" class=\"checkbox\">\n\t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"creditcard_2_creditcard_free_withdrawals\" data-visibility=\"desktop\" name=\"creditcard_free_withdrawals\" class=\"creditcard_free_withdrawals\" >\n\t\t\t\t\t\t\t\t<span class=\"financer-field-group__checkbox\"><\/span>\n\t\t\t\t\t\t\tMostrar tarjetas con retiros gratis<\/label>\n\t\t\t\t\t <\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\n\t\t\t\t\t\t<\/div> \n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/section>\t\t\t<div class=\"cardType checkboxFive dropdown-select\" style=\"display: none;\">\n <div class=\"inline\">Tipo de tarjeta:<\/div>\n <select class=\"loan_amount\" name=\"param_cardtype\">\n <option selected='selected' value=\"\">Mostrar todas las tarjetas<\/option>\t\t\t\t <option value=\"visa\">Visa<\/option>\t\t\t\t <option value=\"mastercard\">MasterCard<\/option>\t\t\t\t <option value=\"americanexpress\">American Express<\/option>\t\t\t\t <option value=\"jcb\">JOCB<\/option>\t\t\t\t <option value=\"unionpay\">UnionPay<\/option>\t\t\t\t <option value=\"gpn\">GPN<\/option>\t\t\t\t <option value=\"discover\">Discover<\/option>\t\t\t\t <option value=\"diners-club\">Diners Club<\/option>\t\t\t\t <option value=\"other\">Otras<\/option>\t\t<\/select>\n<\/div><\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"#\" class=\"get_results compare button is-primary is-medium is-rounded\">Encontrar las mejores tarjetas<\/a><\/div>\t\t\t<div class=\"frm_full\"><\/div>\n\t\t \t<div id=\"creditcard_2\" class=\"tw-bs table_cont CreditcardTable slider-table-id \"><div class=\"item-table table table-striped\"><div class=\"item-results container\"><div data-period=\"90\" class=\"sortable-item search-credit-card product-mode-mobile-view premium\"><div class=\"item-row search-credit-card__header\"><div class=\"item-column search-credit-card__left\"><span class=\"search-credit-card__featured\">recomendado<\/span><figure class=\"search-credit-card__icon\"><img decoding=\"async\" width=\"320\" height=\"199\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2023\/05\/tarjeta-azul-bbva.png\" class=\"attachment-full size-full\" alt=\"Tarjeta Azul BBVA\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2023\/05\/tarjeta-azul-bbva.png 320w, https:\/\/financer.global\/app\/uploads\/sites\/20\/2023\/05\/tarjeta-azul-bbva-300x187.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/20\/2023\/05\/tarjeta-azul-bbva-246x152.png 246w\" sizes=\"(max-width: 320px) 100vw, 320px\" \/><\/figure><h6 class=\"search-credit-card__title\">Tarjeta Azul BBVA<\/h6><div class=\"search-credit-card__type\"><span class=\"search-credit-card__type-item\">Tarjeta de cr\u00e9dito<\/span><\/div><\/div><div class=\"item-column search-credit-card__center\"><ul class=\"search-credit-card__features\"><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Para personas sin historial de cr\u00e9dito<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Sin n\u00fameros y con tecnolog\u00eda contactless<\/li><li class=\"search-credit-card__feature search-credit-card__feature--pros\">Programa Puntos BBVA<\/li><li class=\"search-credit-card__feature search-credit-card__feature--cons\">CAT alto<\/li><\/ul><\/div><div class=\"item-column search-credit-card__right\"><a href=\"https:\/\/financera.mx\/entidad\/bbva-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.1\">4.1<\/span><\/a><div class=\"search-credit-card__read-review\"><span>Leer<\/span> <a href=\"https:\/\/financera.mx\/entidad\/bbva-mexico\/#read-reviews\">0 comentarios<\/a><\/div><\/div><\/div><div class=\"item-row search-credit-card__footer\"><div class=\"item-column search-credit-card__tags\"><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">azul<\/span><span class=\"search-credit-card__tags-item\" style=\"background-color:#899EE1\">bbva<\/span><\/div><div class=\"item-column\"><\/div><div class=\"item-column search-credit-card__actions\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-credit-card__more-button\" data-closed-text=\"M\u00e1s info\" data-opened-text=\"Menos informaci\u00f3n\"><\/a><a href=\"https:\/\/financera.mx\/tarjeta\/tarjeta-azul-bbva\/redirect\/?unq=66879811ea259\" data-url_param_unq=\"66879811ea259\" data-url_param_pid=\"42908\" data-url_param_t=\"card_products\" class=\"button is-normal is-rounded is-primary search-credit-card__get-started\" target=\"_blank\" rel=\"sponsored nofollow\" title=\"Aplicar para 0\" data-company-id=\"42908\" data-company-name=\"Tarjeta Azul BBVA\"> Empieza<\/a><\/div><div class=\"search-credit-card__details\"><div class=\"search-credit-card__details-left\"><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">L\u00ednea de cr\u00e9dito<\/p><p class=\"search-credit-card__details-value\">$0<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Periodo de pago sin intereses<\/p><p class=\"search-credit-card__details-value\">90 D\u00edas<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Cuota anual<\/p><p class=\"search-credit-card__details-value\">$699<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Seguros de viajes<\/p><p class=\"search-credit-card__details-value\">No<\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Coste por retiros en cajeros<\/p><p class=\"search-credit-card__details-value\">6.5% <\/p><\/div><div class=\"item-column search-credit-card__details-left-row\"><p class=\"search-credit-card__details-text\">Inter\u00e9s<\/p><p class=\"search-credit-card__details-value\">66.60% &#8211; 0.00%<\/p><\/div><\/div><div class=\"search-credit-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t0 Comentarios\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financera.mx\/entidad\/bbva-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.1\">4.1<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Inter\u00e9s &#038; Costes\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/bbva-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Flexibilidad &#038; Condiciones\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/bbva-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n P\u00e1gina web &#038; Funcionalidad\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/bbva-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n <div class=\"company-rating__row\">\n <p class=\"company-rating__text\">\n Ayuda &#038; Servicio\n <\/p>\n <div class=\"company-rating__value\">\n <a href=\"https:\/\/financera.mx\/entidad\/bbva-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n <\/div>\n <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column search-credit-card__details-link\"><a href=\"https:\/\/financera.mx\/entidad\/bbva-mexico\/#read-reviews\">Leer comentario completo<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"La_mejor_tarjeta_de_dbito_en_Mxico\">La mejor tarjeta de d\u00e9bito en M\u00e9xico<\/h2>\n\n\n\n<p>Si bien las tarjetas de d\u00e9bito son m\u00e1s sencillas que las de cr\u00e9dito, estas tambi\u00e9n pueden ofrecer beneficios interesantes que fomentan la competitiva en el mercado.<\/p>\n\n\n\n<p>Adem\u00e1s, el tipo de cuenta al que est\u00e1 ligado la tarjeta puede hacer que los beneficios se centren en el ahorro o el consumo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Cul_es_la_mejor_tarjeta_de_dbito\">\u00bfCu\u00e1l es la mejor tarjeta de d\u00e9bito?<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Cuenta<\/th><th>Entidad<\/th><th>Beneficios destacados<\/th><\/tr><\/thead><tbody><tr><td>Cuenta Nu<\/td><td>Nu<\/td><td>Crecimiento del 15% anual.<br>Opci\u00f3n de ahorro (cajita).<br>Sin monto m\u00ednimo de apertura.<\/td><\/tr><tr><td>S\u00faper Cuenta B\u00e1sica Santander<\/td><td>Santander<\/td><td>Bonificaciones, promociones y descuentos por pagar con la tarjeta.<br>Sin comisiones.<br>No exige saldo promedio.<\/td><\/tr><tr><td>Cuenta digital HSBC Stilo Connect<\/td><td><a href=\"https:\/\/financera.mx\/entidad\/hsbc\/\">HSBC<\/a><\/td><td>Apertura y manejo completamente digital.<br>Sin comisi\u00f3n de apertura.<br>$3,000 pesos de cashback.<\/td><\/tr><tr><td>Mi cuenta (antes \u201cPerfiles\u201d)<\/td><td>Citibanamex<\/td><td>Opci\u00f3n de ahorro autom\u00e1tico.<br>Descuentos por pagar con la tarjeta.<br>Acceso a preventas en eventos especiales.<\/td><\/tr><tr><td>Cuenta Enlace Digital Banorte<\/td><td>Banorte<\/td><td>Apertura y manejo completamente digital.<br>Bonificaciones, promociones y descuentos por pagar con la tarjeta.<br>La tarjeta se puede retirar en Oxxo, Seven Eleven o Kiosko.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Comparaci\u00f3n de la mejor tarjeta de d\u00e9bito en M\u00e9xico. Para m\u00e1s informaci\u00f3n, consulta directamente con cada entidad.<\/figcaption><\/figure>\n\n\n\n<p>Como ves, en M\u00e9xico existen muchas opciones de tarjeta de d\u00e9bito sin comisiones ni saldo m\u00ednimo, por lo que quienes quieren ahorrar usando el sistema bancario tienen muchas posibilidades.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Requisitos_de_una_tarjeta\">Requisitos de una tarjeta<\/h2>\n\n\n\n<p>Estos son los requisitos que se repiten en las mejores tarjetas de cr\u00e9dito y d\u00e9bito:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Ser mayor de edad<\/p>\n<\/li><li><p>INE vigente<\/p>\n<\/li><li><p>CURP<\/p>\n<\/li><li><p><a href=\"https:\/\/financera.mx\/wiki\/comprobante-de-domicilio\/\">Comprobante de domicilio<\/a><\/p>\n<\/li><li><p><a href=\"https:\/\/financera.mx\/wiki\/comprobante-de-ingresos\/\">Comprobante de ingresos<\/a><\/p>\n<\/li><li><p>Tener buen historial de cr\u00e9dito<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Considera que <strong>el historial de cr\u00e9dito es m\u00e1s importante para las tarjetas de cr\u00e9dito<\/strong>, aunque algunos bancos pueden solicitar tener buen historial para abrir ciertos tipos de cuentas y, por ende, acceder a una tarjeta de d\u00e9bito.<\/p>\n\n\n\n<p>Hay opciones de primera tarjeta, tanto para el cr\u00e9dito como para el d\u00e9bito, con requisitos m\u00e1s flexibles.<\/p>\n\n\n\n<p>Nota: los requisitos de las tarjetas para j\u00f3venes menores de edad son diferentes. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"El_CAT_como_elemento_de_comparacin\">El CAT como elemento de comparaci\u00f3n<\/h2>\n\n\n\n<p>Hemos mencionado el CAT durante todo este art\u00edculo, pero a\u00fan no explicamos lo que es.<\/p>\n\n\n\n<p>El <a href=\"https:\/\/financera.mx\/prestamos\/que-es-el-cat\/\">CAT<\/a> o Costo Anual Total es el elemento principal. Se trata de un <strong>indicador que engloba los intereses, las comisiones y otros gastos que podr\u00eda tener una tarjeta. <\/strong>Expresado de forma porcentual, totaliza los gastos que un tarjetahabiente debe cubrir al hacer uso de la l\u00ednea de cr\u00e9dito de su tarjeta.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><p>Ejemplo:<\/p>\n<p>La tasa de inter\u00e9s de una tarjeta es de 40%, pero su CAT es de 52%.<\/p>\n<p>Eso significa que hay un 12% adicional que viene de comisiones como la anualidad, el cobro del pl\u00e1stico, disposiciones de efectivo y dem\u00e1s cobros relacionados con el uso de la tarjeta.<\/p><\/div>\n\n\n<p>No obstante, el CAT tambi\u00e9n tiene sus limitaciones, ya que solo incluye en sus cuentas los gastos fijos e ignora otros, como los <a href=\"https:\/\/financera.mx\/wiki\/intereses-moratorios\/\">intereses moratorios<\/a>.<\/p>\n\n\n\n<p>Las entidades est\u00e1n obligadas a indicar el CAT promedio. Esto no quiere decir que acabes pagando el monto porcentual que se indica, pero es una medida indicadora que sirve para que los clientes puedan comparar todos los productos por igual.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Ms_elementos_para_comparar_tarjetas_de_crdito\">M\u00e1s elementos para comparar tarjetas de cr\u00e9dito<\/h3><li><p><strong>D\u00edas sin intereses:<\/strong>\u00a0si piensas financiarte de esa forma, debes saber que los ciclos duran entre 45 y 50 d\u00edas.<\/p>\n<\/li><li><p><strong>Intereses de mora<\/strong>: intereses adicionales que se cobran al atrasarse en una o varias cuotas.<\/p>\n<\/li><li><p><strong>Tasa de inter\u00e9s:<\/strong>\u00a0el CAT incluye el c\u00e1lculo de los intereses, pero si crees que evitar\u00e1s ciertas comisiones, entonces mirar este indicador puede ser una mejor opci\u00f3n.<\/p>\n<\/li><li><p><strong>Anualidad: <\/strong>algunas tarjetas no la cobran nunca, otras lo hacen a partir del segundo a\u00f1o y algunas exigen cierto uso acumulado durante el mes o a\u00f1o para eliminar su pago.<\/p>\n<\/li><li><p><strong>Comisiones:<\/strong>\u00a0aplicables en operaciones como retiro de dinero en efectivo en cajeros, consulta de saldo, transferencias y otras.<\/p>\n<\/li><li><p><strong>Requisitos: <\/strong>encuentra una tarjeta para las que puedas cumplir los requisitos, solo as\u00ed tendr\u00e1s oportunidad de ser aprobado.<\/p>\n<\/li><li><p><strong>Programa de recompensas: <\/strong>acumulaci\u00f3n de puntos canjeables en tiendas o servicios espec\u00edficos.<\/p>\n<\/li><li><p><strong>Beneficios generales:<\/strong> descuentos, promociones, preventas y otras ventajas relacionadas con el banco, la empresa de respaldo o la tarjeta en s\u00ed misma.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Entonces&#8230; \u00bfCu\u00e1l es la mejor tarjeta de cr\u00e9dito? Eso depende de muchos elementos que cada uno debe analizar.<\/p>\n\n\n\n<p>Esperamos haberte ayudado a determinar la que se adapte a tu estilo de vida y tus necesidades. Recuerda siempre comparar las opciones para tomas la mejor decisi\u00f3n.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Preguntas_frecuentes\">Preguntas frecuentes<\/h3><h4>\u00bfQu\u00e9 tarjeta de cr\u00e9dito usar en M\u00e9xico?<\/h4><div class=\"faq_inner\"><p>En M\u00e9xico se aceptan todas las grandes compa\u00f1\u00edas de tarjetas de cr\u00e9dito, as\u00ed como algunas locales. Las m\u00e1s comunes son:<\/p>\n<ul>\n<li>Visa<\/li>\n<li>Mastercard<\/li>\n<li>American Express<\/li>\n<li>Carnet<\/li>\n<\/ul><\/div><h4>\u00bfQu\u00e9 tarjetas de cr\u00e9dito sirven en M\u00e9xico?<\/h4><div class=\"faq_inner\"><ul>\n<li>Visa<\/li>\n<li>Mastercard<\/li>\n<li>American Express<\/li>\n<li>Discover<\/li>\n<li>Diners Club<\/li>\n<li>Carnet<\/li>\n<\/ul>\n<p>Estas opciones y probablemente alguna empresa m\u00e1s peque\u00f1a que tenga convenio con alguna de las grandes marcas como Visa, Mastercard y American Express.<\/p>\n<p>No obstante, <strong>la aceptaci\u00f3n de una tarjeta depende completamente de la discreci\u00f3n del comercio y de la compatibilidad de la misma con la terminal punto de venta.<\/strong><\/p>\n<p>Especialmente en las zonas rurales algunos negocios se limitan a Visa, Mastercard y Carnet.<\/p><\/div><h4>\u00bfQu\u00e9 banco tiene las tarjetas de cr\u00e9dito m\u00e1s caras en M\u00e9xico?<\/h4><div class=\"faq_inner\"><p>Seg\u00fan CONDUSEF, la tarjeta m\u00e1s cara es la <strong>Ke Buena Banorte, con un CAT promedio de 127.2%<\/strong>.<\/p>\n<p>No obstante, hay otras tarjetas que tiene un CAT por encima del 100%. A saber:<\/p>\n<ul>\n<li>Walmart Inbursa: 118.9%<\/li>\n<li>Tarjeta 40 Banorte: 115.9%<\/li>\n<li>Scotia Travel Cl\u00e1sica: 113.5%<\/li>\n<li>IDEAL Scotiabank: 111%<\/li>\n<li>HEB Afirme: 102.4%<\/li>\n<\/ul><\/div><h4>\u00bfQu\u00e9 banco no cobra comisi\u00f3n por una tarjeta de d\u00e9bito?<\/h4><div class=\"faq_inner\"><p>Estas son las tarjetas m\u00e1s populares de diversos bancos que no cobran comisiones:<\/p>\n<ul>\n<li>HSBC (Stilo Connect)<\/li>\n<li>BBVA (Cuenta Libret\u00f3n B\u00e1sico)<\/li>\n<li>Hey Banco (Cuenta Hey)<\/li>\n<li>Santander (cuenta LikeU)<\/li>\n<\/ul>\n<p>Tambi\u00e9n las tarjetas de algunos<a href=\"https:\/\/financera.mx\/wiki\/neobancos\/\"> neobancos<\/a> o fintechs merecen una menci\u00f3n especial en esta lista, aunque algunos no las consideren bancos tradicionales:<\/p>\n<ul>\n<li><span style=\"font-size: 18px;\">Nu<\/span><\/li>\n<li>Klar<\/li>\n<li>Ual\u00e1<\/li>\n<\/ul><\/div><h4>\u00bfCu\u00e1l es el mejor banco para abrir una cuenta bancaria?<\/h4><div class=\"faq_inner\"><p>Las opciones cambian dependiendo de si quieres abrir una cuenta de ahorros, n\u00f3mina o dep\u00f3sito a la vista (corriente).<\/p>\n<p>Estas son las opciones mejor calificadas seg\u00fan el <a href=\"https:\/\/www.buro.gob.mx\/\">Bur\u00f3 de Entidades Financieras<\/a> de la CONDUSEF para cuentas de n\u00f3mina y de dep\u00f3sito a la vista.<\/p>\n<p>Considera que el criterio de evaluaci\u00f3n de CONDUSEF tiene en cuenta las <strong>reclamaciones y controversias, as\u00ed como sanciones por la aplicaci\u00f3n de \u201cpr\u00e1cticas no sanas\u201d y el cumplimiento de la supervisi\u00f3n de CONDUSEF:<\/strong><\/p>\n<h5>N\u00f3mina<\/h5>\n<ol>\n<li>Banbaj\u00edo<\/li>\n<li>Afirme<\/li>\n<li>Banco Azteca<\/li>\n<li>Inbursa<\/li>\n<li>BBVA Bancomer<\/li>\n<\/ol>\n<h5>Dep\u00f3sito a la vista<\/h5>\n<ol>\n<li>Compartamos Banco<\/li>\n<li>Banco Azteca<\/li>\n<li>Banregio<\/li>\n<li>Bankaool<\/li>\n<li>Invex<\/li>\n<\/ol>\n<h5>\u00a0<\/h5>\n<h5>Cuenta de ahorro<\/h5>\n<p>La secci\u00f3n de cuentas de ahorro ser\u00e1 clasificada con base en el rendimiento de la cuenta:<\/p>\n<ol>\n<li>Stori Cuenta +: 15% de rendimiento anual<\/li>\n<li>Ual\u00e1: 15% de rendimiento anual<\/li>\n<li>Fintual: 11.42% de rendimiento anual\u00a0\u00a0<\/li>\n<li>SuperTasas: 11.30% de rendimiento anual\u00a0<\/li>\n<li>Klar: 10% de rendimiento anual<\/li>\n<li>Cuenta B\u00f3veda Virtual de Broxel: 10% de rendimiento anual\u00a0<\/li>\n<\/ol><\/div><h4>\u00bfCu\u00e1l es la mejor tarjeta de d\u00e9bito para j\u00f3venes?<\/h4><div class=\"faq_inner\"><p>Probablemente, se trate de la Tarjeta de d\u00e9bito Link Card de BBVA. Una tarjeta\u00a0<strong>pensada para que ni\u00f1os y j\u00f3venes aprendan a manejar sus finanzas.<\/strong><\/p>\n<p>Entre los beneficios se encuentran<\/p>\n<ul>\n<li>Dise\u00f1o de tarjeta personalizable<\/li>\n<li>Retiros sin tarjeta en cajeros<\/li>\n<li>Sin comisiones de apertura o manejo<\/li>\n<li>Los fondos provienen de transferencias desde la cuenta de un tutor<\/li>\n<\/ul><\/div><h4>\u00bfQu\u00e9 es mejor: tarjeta de cr\u00e9dito o d\u00e9bito?<\/h4><div class=\"faq_inner\"><p>No existe una respuesta correcta,\u00a0<strong>eso depende de las posibilidades y necesidades de cada uno<\/strong>.<\/p>\n<p>Por ejemplo, si no tienes historial de cr\u00e9dito, conseguir una tarjeta de cr\u00e9dito es una excelente forma de comenzarlo o incluso de repararlo. Ya que demostrar\u00e1s a los bancos que tienes compromiso de pago y podr\u00e1s optar por hipotecas o cr\u00e9ditos para autos.<\/p>\n<p>Si est\u00e1s ahorrando, usar solamente tu tarjeta de d\u00e9bito te ayudar\u00e1 a mantenerte alejado de deudas innecesarias.<\/p>\n<p>Claro, si necesitas hacer ciertos gastos y no tienes el dinero en el momento, contar con la l\u00ednea de cr\u00e9dito de una tarjeta te ser\u00e1 de mucha ayuda, especialmente si la usas responsablemente y respetas el l\u00edmite de endeudamiento que propone CONDUSEF, que es del 30%.<\/p>\n<p>Lo normal es que primero tengas una tarjeta de d\u00e9bito y, con el tiempo, obtengas una de cr\u00e9dito.<\/p><\/div><\/div>\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financera.mx\/entidad\/vexi\/\" class=\"button is-rounded is-primary is-large is-arrow\" target=\"_blank\" rel=\"nofollow\">\u00a1Pide tu tarjeta Vexi!<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Las tarjetas de d\u00e9bito y cr\u00e9dito son un pilar en la econom\u00eda mexicana. Seg\u00fan el Banco de M\u00e9xico, hay 155.6\u2026 <\/p>\n","protected":false},"author":15400,"featured_media":48275,"parent":0,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1210],"tags":[615,691,1203,1276],"_links":{"self":[{"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages\/942"}],"collection":[{"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/users\/15400"}],"replies":[{"embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/comments?post=942"}],"version-history":[{"count":50,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages\/942\/revisions"}],"predecessor-version":[{"id":77886,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages\/942\/revisions\/77886"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/media\/48275"}],"wp:attachment":[{"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/media?parent=942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/categories?post=942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/tags?post=942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}