{"id":14452,"date":"2020-10-13T13:33:17","date_gmt":"2020-10-13T13:33:17","guid":{"rendered":"https:\/\/financera.mx\/?page_id=14452"},"modified":"2024-09-25T09:33:52","modified_gmt":"2024-09-25T15:33:52","slug":"simulador-de-credito","status":"publish","type":"page","link":"https:\/\/financera.mx\/prestamos\/simulador-de-credito\/","title":{"rendered":"Simulador de cr\u00e9dito"},"content":{"rendered":"\n<p>La oferta de\u00a0<a href=\"https:\/\/financera.mx\/prestamos\/\">pr\u00e9stamos<\/a>\u00a0y otros productos financieros en M\u00e9xico es realmente variada, eso es muy bueno para los usuarios, pero tambi\u00e9n representa un reto, pues <strong>elegir puede ser complicado<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Conoce_el_precio_del_dinero_en_Financercm\">Conoce el precio del dinero en Financer.cm<\/h2>\n\n\n\n<p>Este simulador de cr\u00e9dito gratis te ayuda a\u00a0<strong>comparar cualquier pr\u00e9stamo<\/strong>\u00a0que te ofrezcan o que est\u00e9s pensando en solicitar, para as\u00ed saber si realmente te conviene o si existe una mejor opci\u00f3n.<\/p>\n\n\n\n<p>Puedes verlo en un gr\u00e1fico o conocer la tabla de amortizaci\u00f3n completa en la opci\u00f3n \u201cdesglose\u201d.<\/p>\n\n\n<h3 id=\"Cmo_usar_el_simulador_de_crdito_online_gratis\">C\u00f3mo usar el simulador de cr\u00e9dito online gratis<\/h3><div class=\"howto_desc\"><p>El proceso para utilizar nuestra calculadora de cr\u00e9dito es muy sencillo, solo sigue estos pasos:<\/p><\/div><h4>Pasos<\/h4><div class=\"single-article__steps-toc_step\"><a href=\"#step_1\">1. Introduce el monto del pr\u00e9stamo<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_2\">2. \u00cdndica la tasa de inter\u00e9s que se aplicar\u00e1 al financiamiento<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_3\">3. Escribe el periodo o plazo de devoluci\u00f3n<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_4\">4. Ingresa los pagos mensuales fijos<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_5\">5. Comparte la comisi\u00f3n de apertura<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_6\">6. Selecciona qu\u00e9 tipo de amortizaci\u00f3n de pago aplica a tu pr\u00e9stamo<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_7\">7. Indica frecuencia de las cuotas<\/a><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Paso 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Introduce-el-monto-del-prestamo\">Introduce el monto del pr\u00e9stamo<\/h3><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Paso 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Indica-la-tasa-de-interes-que-se-aplicara-al-financiamiento\">\u00cdndica la tasa de inter\u00e9s que se aplicar\u00e1 al financiamiento<\/h3><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Paso 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Escribe-el-periodo-o-plazo-de-devolucion\">Escribe el periodo o plazo de devoluci\u00f3n<\/h3><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Paso 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Ingresa-los-pagos-mensuales-fijos\">Ingresa los pagos mensuales fijos<\/h3><div class=\"step-by-step__block\">\n<div class=\"step-by-step__block-content\">\n<div class=\"step-by-step__description\">\n<p>Se refieren a cualquier pago adicional a los intereses. Para ellos usa el campo \u201ctasa mensual\u201d.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Paso 5<\/div><div class=\"single-article__steps-content\"><h3 id=\"Comparte-la-comision-de-apertura\">Comparte la comisi\u00f3n de apertura<\/h3><div class=\"step-by-step__block\">\n<div class=\"step-by-step__block-content\">\n<div class=\"step-by-step__description\">\n<p>Ind\u00edcalo en el campo \u201ccuota de inicio\u201d; d\u00e9jalo en blanco si no te cobran una.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"single-article__steps-counter\" id=\"step_6\">Paso 6<\/div><div class=\"single-article__steps-content\"><h3 id=\"Selecciona-que-tipo-de-amortizacion-de-pago-aplica-a-tu-prestamo\">Selecciona qu\u00e9 tipo de amortizaci\u00f3n de pago aplica a tu pr\u00e9stamo<\/h3><div class=\"step-by-step__block\">\n<div class=\"step-by-step__block-content\">\n<div class=\"step-by-step__description\">\n<p>M\u00e1s adelante explicaremos esto a detalle.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"single-article__steps-counter\" id=\"step_7\">Paso 7<\/div><div class=\"single-article__steps-content\"><h3 id=\"Indica-frecuencia-de-las-cuotas\">Indica frecuencia de las cuotas<\/h3><p>En M\u00e9xico los pagos suelen ser mensuales, pero si tu pr\u00e9stamo no es bancario puede tener pagos semanales o quincenales.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Mejores_prstamos_en_Mxico\">Mejores pr\u00e9stamos en M\u00e9xico<\/h2>\n\n\n\n<p>Para facilitar tu b\u00fasqueda, aqu\u00ed presentamos algunas de las mejores opciones de pr\u00e9stamos online en M\u00e9xico:<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.mx\/entidad\/moneyman-mexico\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2018\/05\/moneyman-logo.png\" class=\"attachment-full size-full\" alt=\"Logo de Moneyman\" \/><\/a><span class=\"items-content__card-chosen\">Elegido <strong>15,555<\/strong> veces<\/span><ul class=\"items-content__card-list\"><li >Respuesta en 10 minutos o menos<\/li><li >Sistema que premia a sus clientes frecuentes con mejores condiciones<\/li><li >Altos intereses<\/li><li >+ de 700mil cr\u00e9ditos aprobados<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto m\u00e1ximo de pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">19000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s m\u00e1s bajo<\/span><span class=\"items-content__card-datapoint-value\">696.72<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s M\u00e1s Alto<\/span><span class=\"items-content__card-datapoint-value\">3696.85<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">7 D\u00edas<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00e1x de Pago<\/span><span class=\"items-content__card-datapoint-value\">3 Meses<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Acepta mal historial crediticio<\/span><span class=\"items-content__card-datapoint-value\">S\u00ed. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Edad m\u00ednima<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.mx\/entidad\/moneyman-mexico\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1560\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ver oferta<\/a><a href=\"https:\/\/financera.mx\/entidad\/moneyman-mexico\/\"  class=\"button is-rounded items-content__card-more-info\">M\u00e1s informaci\u00f3n<\/a><a href=\"https:\/\/financera.mx\/entidad\/moneyman-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><span class=\"items-content__card-reviews\">Leer&nbsp;<a href=\"https:\/\/financera.mx\/entidad\/moneyman-mexico\/#read-reviews\">20<\/strong>&nbsp;comentarios<\/a><\/div><\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.mx\/entidad\/kueski-mexico\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2017\/04\/kueski-logo-1.png\" class=\"attachment-full size-full\" alt=\"Logo de Kueski\" \/><\/a><span class=\"items-content__card-chosen\">Elegido <strong>44,189<\/strong> veces<\/span><ul class=\"items-content__card-list\"><li >Solicitud 100% en l\u00ednea<\/li><li >Pr\u00e9stamos con mejores condiciones para clientes frecuentes<\/li><li >Opci\u00f3n de compras de financiamiento (Kueski Pay)<\/li><li >Supervisado por CONDUSEF y la CNBV<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">400<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto m\u00e1ximo de pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">23500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s m\u00e1s bajo<\/span><span class=\"items-content__card-datapoint-value\">1.21<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s M\u00e1s Alto<\/span><span class=\"items-content__card-datapoint-value\">435.60<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">7 D\u00edas<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00e1x de Pago<\/span><span class=\"items-content__card-datapoint-value\">2 Meses<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Acepta mal historial crediticio<\/span><span class=\"items-content__card-datapoint-value\">S\u00ed. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Edad m\u00ednima<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.mx\/entidad\/kueski-mexico\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"442\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ver oferta<\/a><a href=\"https:\/\/financera.mx\/entidad\/kueski-mexico\/\"  class=\"button is-rounded items-content__card-more-info\">M\u00e1s informaci\u00f3n<\/a><a href=\"https:\/\/financera.mx\/entidad\/kueski-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><span class=\"items-content__card-reviews\">Leer&nbsp;<a href=\"https:\/\/financera.mx\/entidad\/kueski-mexico\/#read-reviews\">29<\/strong>&nbsp;comentarios<\/a><\/div><\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.mx\/entidad\/solcredito-mexico\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2018\/01\/solcredito-mexico.png\" class=\"attachment-full size-full\" alt=\"solcredito-mexico\" \/><\/a><span class=\"items-content__card-chosen\">Elegido <strong>174,079<\/strong> veces<\/span><ul class=\"items-content__card-list\"><li >Funciona como buscador de pr\u00e9stamos<\/li><li >Conecta con bancos, financieras y empresas de fondeo colectivo<\/li><li >Hasta 11 ofertas a cada solicitud<\/li><li >Disponible 24\/7<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">1000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto m\u00e1ximo de pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">100000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s m\u00e1s bajo<\/span><span class=\"items-content__card-datapoint-value\">12.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s M\u00e1s Alto<\/span><span class=\"items-content__card-datapoint-value\">1500.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">3 Meses<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00e1x de Pago<\/span><span class=\"items-content__card-datapoint-value\">4 A\u00f1os<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Acepta mal historial crediticio<\/span><span class=\"items-content__card-datapoint-value\">S\u00ed. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Edad m\u00ednima<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.mx\/entidad\/solcredito-mexico\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1150\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ver oferta<\/a><a href=\"https:\/\/financera.mx\/entidad\/solcredito-mexico\/\"  class=\"button is-rounded items-content__card-more-info\">M\u00e1s informaci\u00f3n<\/a><a href=\"https:\/\/financera.mx\/entidad\/solcredito-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.3\">4.3<\/span><\/a><span class=\"items-content__card-reviews\">Leer&nbsp;<a href=\"https:\/\/financera.mx\/entidad\/solcredito-mexico\/#read-reviews\">82<\/strong>&nbsp;comentarios<\/a><\/div><\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.mx\/entidad\/dineria-mexico\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"181\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2017\/05\/Dineria-MX.png\" class=\"attachment-full size-full\" alt=\"\" \/><\/a><span class=\"items-content__card-chosen\">Elegido <strong>31,433<\/strong> veces<\/span><ul class=\"items-content__card-list\"><li >Clientes recurrentes tienen mayor l\u00edmite de pr\u00e9stamo<\/li><li >Pr\u00e9stamos en todo M\u00e9xico<\/li><li >Para personas de 21 a\u00f1os o m\u00e1s<\/li><li >El Bur\u00f3 de Cr\u00e9dito no es importante<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">1000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto m\u00e1ximo de pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">40000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s m\u00e1s bajo<\/span><span class=\"items-content__card-datapoint-value\">492.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s M\u00e1s Alto<\/span><span class=\"items-content__card-datapoint-value\">7281.75<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">7 D\u00edas<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00e1x de Pago<\/span><span class=\"items-content__card-datapoint-value\">10 A\u00f1os<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Acepta mal historial crediticio<\/span><span class=\"items-content__card-datapoint-value\">S\u00ed. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Edad m\u00ednima<\/span><span class=\"items-content__card-datapoint-value\">21 a\u00f1os<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.mx\/entidad\/dineria-mexico\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"654\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ver oferta<\/a><a href=\"https:\/\/financera.mx\/entidad\/dineria-mexico\/\"  class=\"button is-rounded items-content__card-more-info\">M\u00e1s informaci\u00f3n<\/a><a href=\"https:\/\/financera.mx\/entidad\/dineria-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.5\">3.5<\/span><\/a><span class=\"items-content__card-reviews\">Leer&nbsp;<a href=\"https:\/\/financera.mx\/entidad\/dineria-mexico\/#read-reviews\">54<\/strong>&nbsp;comentarios<\/a><\/div><\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.mx\/entidad\/kreditiweb-mexico\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2017\/12\/logo-kreditiweb.png\" class=\"attachment-full size-full\" alt=\"logo de Kreditiweb\" \/><\/a><span class=\"items-content__card-chosen\">Elegido <strong>331,435<\/strong> veces<\/span><ul class=\"items-content__card-list\"><li >Buscador de pr\u00e9stamos<\/li><li >M\u00e1s de 50 entidades para comparar<\/li><li >Exige buen historial crediticio<\/li><li >Parte de Finansi Group<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">1000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto m\u00e1ximo de pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">500000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s m\u00e1s bajo<\/span><span class=\"items-content__card-datapoint-value\">1.58<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s M\u00e1s Alto<\/span><span class=\"items-content__card-datapoint-value\">400.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">2 Meses<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00e1x de Pago<\/span><span class=\"items-content__card-datapoint-value\">3 A\u00f1os<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Acepta mal historial crediticio<\/span><span class=\"items-content__card-datapoint-value\">S\u00ed. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Edad m\u00ednima<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.mx\/entidad\/kreditiweb-mexico\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"1085\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ver oferta<\/a><a href=\"https:\/\/financera.mx\/entidad\/kreditiweb-mexico\/\"  class=\"button is-rounded items-content__card-more-info\">M\u00e1s informaci\u00f3n<\/a><a href=\"https:\/\/financera.mx\/entidad\/kreditiweb-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.8\">4.8<\/span><\/a><span class=\"items-content__card-reviews\">Leer&nbsp;<a href=\"https:\/\/financera.mx\/entidad\/kreditiweb-mexico\/#read-reviews\">130<\/strong>&nbsp;comentarios<\/a><\/div><\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.mx\/entidad\/vivus-mexico\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2017\/05\/vivus-mx-.png\" class=\"attachment-full size-full\" alt=\"\" \/><\/a><span class=\"items-content__card-chosen\">Elegido <strong>8,524<\/strong> veces<\/span><ul class=\"items-content__card-list\"><li >Checan el Bur\u00f3 de Cr\u00e9dito pero no es determinante<\/li><li >Dinero en 1 hora o menos<\/li><li >Aplicaci\u00f3n para Android<\/li><li >Altos intereses moratorios<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">300<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto m\u00e1ximo de pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">8000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s m\u00e1s bajo<\/span><span class=\"items-content__card-datapoint-value\">467.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s M\u00e1s Alto<\/span><span class=\"items-content__card-datapoint-value\">504.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">7 D\u00edas<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00e1x de Pago<\/span><span class=\"items-content__card-datapoint-value\">1 Mes<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Acepta mal historial crediticio<\/span><span class=\"items-content__card-datapoint-value\">No. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Edad m\u00ednima<\/span><span class=\"items-content__card-datapoint-value\">20 a\u00f1os<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.mx\/entidad\/vivus-mexico\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"615\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ver oferta<\/a><a href=\"https:\/\/financera.mx\/entidad\/vivus-mexico\/\"  class=\"button is-rounded items-content__card-more-info\">M\u00e1s informaci\u00f3n<\/a><a href=\"https:\/\/financera.mx\/entidad\/vivus-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_yellow\" data-rating-value=\"3.3\">3.3<\/span><\/a><span class=\"items-content__card-reviews\">Leer&nbsp;<a href=\"https:\/\/financera.mx\/entidad\/vivus-mexico\/#read-reviews\">10<\/strong>&nbsp;comentarios<\/a><\/div><\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.mx\/entidad\/credy-mexico\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"56\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2017\/03\/Captura-de-pantalla-2017-03-25-a-las-13.06.40.png\" class=\"attachment-full size-full\" alt=\"\" \/><\/a><span class=\"items-content__card-chosen\">Elegido <strong>189,360<\/strong> veces<\/span><ul class=\"items-content__card-list\"><li >Credy es un buscador de pr\u00e9stamos<\/li><li >Ideal para micropr\u00e9stamos<\/li><li >Compara m\u00e1s de 10 opciones de pr\u00e9stamos<\/li><li >Es una marca de Traffic Control O\u00dc<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">1000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto m\u00e1ximo de pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">30000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s m\u00e1s bajo<\/span><span class=\"items-content__card-datapoint-value\">12.50<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s M\u00e1s Alto<\/span><span class=\"items-content__card-datapoint-value\">203.72<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">7 D\u00edas<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00e1x de Pago<\/span><span class=\"items-content__card-datapoint-value\">1 A\u00f1o<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Acepta mal historial crediticio<\/span><span class=\"items-content__card-datapoint-value\">No. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Edad m\u00ednima<\/span><span class=\"items-content__card-datapoint-value\">18 a\u00f1os<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.mx\/entidad\/credy-mexico\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"199\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ver oferta<\/a><a href=\"https:\/\/financera.mx\/entidad\/credy-mexico\/\"  class=\"button is-rounded items-content__card-more-info\">M\u00e1s informaci\u00f3n<\/a><a href=\"https:\/\/financera.mx\/entidad\/credy-mexico\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.3\">4.3<\/span><\/a><span class=\"items-content__card-reviews\">Leer&nbsp;<a href=\"https:\/\/financera.mx\/entidad\/credy-mexico\/#read-reviews\">86<\/strong>&nbsp;comentarios<\/a><\/div><\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financera.mx\/entidad\/askrobin\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"180\" height=\"55\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/20\/2019\/05\/askrobin-logo.png\" class=\"attachment-full size-full\" alt=\"logo de Askrobin\" \/><\/a><span class=\"items-content__card-chosen\">Elegido <strong>65,486<\/strong> veces<\/span><ul class=\"items-content__card-list\"><li >Aplicaci\u00f3n para buscar pr\u00e9stamos<\/li><li >Disponible para iOS y Android<\/li><li >Respuesta inmediata<\/li><li >Ofrece liquidaci\u00f3n de deudas<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Monto m\u00e1ximo de pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">24000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s m\u00e1s bajo<\/span><span class=\"items-content__card-datapoint-value\">26.60<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Inter\u00e9s M\u00e1s Alto<\/span><span class=\"items-content__card-datapoint-value\">500.40<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00edn Pr\u00e9stamo<\/span><span class=\"items-content__card-datapoint-value\">7 D\u00edas<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Tiempo M\u00e1x de Pago<\/span><span class=\"items-content__card-datapoint-value\">6 Meses<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Acepta mal historial crediticio<\/span><span class=\"items-content__card-datapoint-value\">S\u00ed. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Edad m\u00ednima<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financera.mx\/entidad\/askrobin\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"5044\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ver oferta<\/a><a href=\"https:\/\/financera.mx\/entidad\/askrobin\/\"  class=\"button is-rounded items-content__card-more-info\">M\u00e1s informaci\u00f3n<\/a><a href=\"https:\/\/financera.mx\/entidad\/askrobin\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.7\">4.7<\/span><\/a><span class=\"items-content__card-reviews\">Leer&nbsp;<a href=\"https:\/\/financera.mx\/entidad\/askrobin\/#read-reviews\">22<\/strong>&nbsp;comentarios<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg4\"><h3>Compara pr\u00e9stamos de 56 prestamistas diferentes<\/h3><p>Los intereses m\u00e1s bajos con un clic<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"6000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financera.mx\/resultados?query=1&non_affiliate=true&param_amount=6000&param_period=360&\" data-slider-url=\"https:\/\/financera.mx\/resultados?query=1&non_affiliate=true&param_amount=6000&param_period=360&\" data-required=\"resultados?query=1non_affiliate=true&param_amount=6000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compara ofertas<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Qu_es_un_simulador_de_crdito\">\u00bfQu\u00e9 es un simulador de cr\u00e9dito?<\/h2>\n\n\n\n<p>Como su nombre lo indica, se trata de una <strong>herramienta que proyecta las cuotas, esquemas de amortizaci\u00f3n e intereses<\/strong> de un producto de financiamiento.<\/p>\n\n\n\n<p>Esto se hace bas\u00e1ndose en las variables fundamentales que determinan su estructura.<\/p>\n\n\n\n<p>Para replicar con precisi\u00f3n los par\u00e1metros del pr\u00e9stamo, se utilizan <strong>las mismas f\u00f3rmulas matem\u00e1ticas y algoritmos que los bancos y financieras utilizan para calcular la tabla de amortizaci\u00f3n.<\/strong><\/p>\n\n\n\n<p>La ventaja radica en que, al utilizar el simulador de cr\u00e9dito online de Financera.MX podr\u00e1s manipular ciertas variables importantes. Esto te permitir\u00e1 efectuar un <strong>an\u00e1lisis comparativo<\/strong> completo entre las ofertas de diversas instituciones financieras, facilitando as\u00ed elegir el que m\u00e1s te convenga.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><h3 id=\"Variables_del_simulador_de_pagos_de_Financercom\">Variables del simulador de pagos de Financer.com<\/h3><li><p><strong>Monto del pr\u00e9stamo:<\/strong>\u00a0la cantidad de dinero que la instituci\u00f3n financiera pone a tu disposici\u00f3n.<\/p>\n<\/li><li><p><strong><a href=\"https:\/\/financera.mx\/prestamos\/articulos\/tasa-de-interes\/\">Tasa de inter\u00e9s<\/a>:<\/strong>\u00a0el porcentaje que el banco o financiera te cobra como contraprestaci\u00f3n dinero prestado. Se conoce tambi\u00e9n como \u201cel precio del dinero\u201d.<\/p>\n<\/li><li><p><strong>Plazo del Pr\u00e9stamo:<\/strong>\u00a0el tiempo estipulado para la liquidaci\u00f3n total del pr\u00e9stamo. En el contexto mexicano, este periodo suele oscilar entre 1 y 60 meses.<\/p>\n<\/li><li><p><strong>Tasa mensual:<\/strong>\u00a0algunas instituciones aplican una comisi\u00f3n fija asociada a cada cuota. Si bien suele ser poco dinero, su omisi\u00f3n en el c\u00e1lculo podr\u00eda distorsionar significativamente los resultados del simulador de tasa de inter\u00e9s.<\/p>\n<\/li><li><p><strong>Cuota de inicio:<\/strong>\u00a0tambi\u00e9n conocida como cuota de apertura, es lo que se cobra por emitir el pr\u00e9stamo. Tambi\u00e9n suele ser bajo, pero es fundamental para  calcular con exactitud el\u00a0<a href=\"https:\/\/financera.mx\/wiki\/que-es-el-cat\/\">CAT<\/a>\u00a0(Coste Anual Total).<\/p>\n<\/li><li><p><strong>Tipo de pago:<\/strong>\u00a0este campo sirve para seleccionar el esquema de amortizaci\u00f3n aplicable. La anualidad es la m\u00e1s prevalente, aunque en el mercado mexicano tambi\u00e9n se ofrecen productos con amortizaciones directas al capital.<\/p>\n<\/li><li><p><strong>Frecuencia de pago:<\/strong>\u00a0en M\u00e9xico, las cuotas suelen ser mensuales. Pero tambi\u00e9n hay pr\u00e9stamos con pagos quincenales o mensuales<\/p>\n<\/li><\/ol><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Tipos_de_amortizaciones\">Tipos de amortizaciones<\/h2>\n\n\n\n<p>Contrario a lo que muchos piensan, existen diversas modalidades de amortizaci\u00f3n, las cuales definen la estructura de pago o la forma en la cual se paga el pr\u00e9stamo.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><p>El tipo de amortizaci\u00f3n <strong>determina si pagar\u00e1s m\u00e1s o menos dinero en intereses<\/strong> durante el plazo de tu pr\u00e9stamo.<\/p><\/div>\n\n\n<p>Mientras m\u00e1s intereses pagues al principio, menos aportar\u00e1s al capital (el monto total del pr\u00e9stamo). Eso significa que el monto de la deuda disminuir\u00e1 menos, lo que se traduce en mayores intereses. Lo contrario ocurre o mayores aportaciones a capital al inicio del pr\u00e9stamo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Amortizacin_constante\">Amortizaci\u00f3n constante<\/h3>\n\n\n\n<p>Tambi\u00e9n se la conoce como lineal o francesa. En este modelo se aplican\u00a0<strong>cuotas fijas<\/strong>, por lo que no var\u00eda el monto a pagar mes a mes durante la vida de la operaci\u00f3n financiera.<\/p>\n\n\n\n<p>Por lo general, se pagan m\u00e1s intereses al inicio, pero al final del cuadro de amortizaci\u00f3n, se pagan menos intereses y m\u00e1s capital.<\/p>\n\n\n\n<p>Es el tipo de amortizaci\u00f3n m\u00e1s com\u00fan en M\u00e9xico.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Ejemplo de tabla de amortizaci\u00f3n constante<\/h4>\n\n\n\n<p>Para este ejemplo, hemos tomado como referencia un pr\u00e9stamo de $50,000 pesos mexicanos a pagar en 60 meses.<\/p>\n\n\n<div id=\"tablepress-1-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-1\" class=\"tablepress tablepress-id-1 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Fecha<\/th><th class=\"column-2\">Aporte a capital<\/th><th class=\"column-3\">Inter\u00e9s<\/th><th class=\"column-4\">Monto de la cuota<\/th><th class=\"column-5\">Capital pendiente<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">mar, 2022<\/td><td class=\"column-2\">$783,20<\/td><td class=\"column-3\">$104,20<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$49.216,80<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">abr, 2022<\/td><td class=\"column-2\">$784,80<\/td><td class=\"column-3\">$102,50<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$48.432,00<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">may, 2022<\/td><td class=\"column-2\">$786,50<\/td><td class=\"column-3\">$100,90<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$47.645,50<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">jun, 2022<\/td><td class=\"column-2\">$788,10<\/td><td class=\"column-3\">$99,30<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$46.857,40<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">jul, 2022<\/td><td class=\"column-2\">$789,70<\/td><td class=\"column-3\">$97,60<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$46.067,60<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">ago, 2022<\/td><td class=\"column-2\">$791,40<\/td><td class=\"column-3\">$96,00<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$45.276,20<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">ago, 2023<\/td><td class=\"column-2\">$811,40<\/td><td class=\"column-3\">$76,00<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$35.649,90<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">ago, 2024<\/td><td class=\"column-2\">$831,90<\/td><td class=\"column-3\">$55,40<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$25.780,20<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">ago, 2025<\/td><td class=\"column-2\">$853,00<\/td><td class=\"column-3\">$34,40<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$15.660,80<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">ago, 2026<\/td><td class=\"column-2\">$874,50<\/td><td class=\"column-3\">$12,80<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$52.85,60<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">ene, 2027<\/td><td class=\"column-2\">$883,70<\/td><td class=\"column-3\">$3,70<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$885,50<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">feb, 2027<\/td><td class=\"column-2\">$885,50<\/td><td class=\"column-3\">$1,80<\/td><td class=\"column-4\">$887,40<\/td><td class=\"column-5\">$00,00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div><!-- #tablepress-1 from cache -->\n\n\n<h3 class=\"wp-block-heading\" id=\"Amortizacin_decreciente\">Amortizaci\u00f3n decreciente<\/h3>\n\n\n\n<p>A este sistema tambi\u00e9n se le conoce como amortizaci\u00f3n alemana y consiste en cuotas ligeramente decrecientes.<\/p>\n\n\n\n<p>De la misma forma que en el sistema anterior en el inicio del periodo pagas m\u00e1s intereses en cada cuota, la gran diferencia es que\u00a0<strong>amortizar\u00e1s siempre la misma cantidad al capital<\/strong>, por lo que acabar\u00e1s pagando menos intereses.<\/p>\n\n\n\n<p>Esta opci\u00f3n est\u00e1 disponible en nuestro simulador de cr\u00e9dito gratis online en la opci\u00f3n \u201camortizaci\u00f3n directa\u201d.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Ejemplo de tabla de amortizaci\u00f3n decreciente<\/h4>\n\n\n\n<p>Para este ejemplo, hemos tomado como referencia un pr\u00e9stamo de $50,000 pesos mexicanos a pagar en 60 meses.<\/p>\n\n\n<div id=\"tablepress-2-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-2\" class=\"tablepress tablepress-id-2 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Fecha<\/th><th class=\"column-2\">Aporte a capital<\/th><th class=\"column-3\">Inter\u00e9s<\/th><th class=\"column-4\">Monto de la cuota<\/th><th class=\"column-5\">Capital pendiente<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">mar, 2022<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$104,20<\/td><td class=\"column-4\">$937,50<\/td><td class=\"column-5\">$49.166,70<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">abr, 2022<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$102,50<\/td><td class=\"column-4\">$935,80<\/td><td class=\"column-5\">$48.333,30<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">may, 2022<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$100,70<\/td><td class=\"column-4\">$934,00<\/td><td class=\"column-5\">$47.500,00<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">jun, 2022<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$99.00<\/td><td class=\"column-4\">$932,30<\/td><td class=\"column-5\">$46.666,70<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">jul, 2022<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$97,20<\/td><td class=\"column-4\">$930,6.<\/td><td class=\"column-5\">$45.833,30<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">ago, 2022<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$95,50<\/td><td class=\"column-4\">$928,80<\/td><td class=\"column-5\">$45.000,00<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">ago, 2023<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$74,70<\/td><td class=\"column-4\">$908,00<\/td><td class=\"column-5\">$35.000,00<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">ago, 2024<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$53,80<\/td><td class=\"column-4\">$887,20<\/td><td class=\"column-5\">$25.000,00<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">ago, 2025<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$33,00<\/td><td class=\"column-4\">$866,30<\/td><td class=\"column-5\">$15.000,00<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">ago, 2026<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$12,20<\/td><td class=\"column-4\">$845,50<\/td><td class=\"column-5\">$5.000,00<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">ene, 2027<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$03,50<\/td><td class=\"column-4\">$836,80<\/td><td class=\"column-5\">$833,30<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">feb, 2027<\/td><td class=\"column-2\">$833,30<\/td><td class=\"column-3\">$01,70<\/td><td class=\"column-4\">$835,10<\/td><td class=\"column-5\">$00,00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div><!-- #tablepress-2 from cache -->\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Prgeuntas_frecuentes\">Prgeuntas frecuentes<\/h3><h4>\u00bfSirve para todo tipo de cr\u00e9ditos?<\/h4><div class=\"faq_inner\"><p>La calculadora de cr\u00e9dito de Financer es una herramienta realmente \u00fatil para\u00a0<a href=\"https:\/\/financera.mx\/prestamos\/prestamos-personales\/\">pr\u00e9stamos personales<\/a>. No obstante, funciona solamente con el tipo de inter\u00e9s fijo. Esta es una lista de productos que regularmente aplican una tasa de inter\u00e9s variable:<\/p>\n<ul>\n<li>Simulador de cr\u00e9dito hipotecario<\/li>\n<li>Simulador de cr\u00e9dito automotriz<\/li>\n<li>Simulador de cr\u00e9ditos para empresas<\/li>\n<\/ul>\n<p><strong>En esos casos, usa este simulador solamente como una referencia<\/strong>.<\/p><\/div><h4>\u00bfPara qu\u00e9 sirve la tabla de amortizaci\u00f3n?<\/h4><div class=\"faq_inner\"><p>La tabla de amortizaci\u00f3n sirve para calcular el costo que tendr\u00e1s que pagar en cada cuota y ver c\u00f3mo se desglosa esa cuota entre intereses, pago de la deuda y las posibles comisiones.<\/p><\/div><h4>\u00bfFunciona igual que los simuladores de pr\u00e9stamos de CONDUSEF?<\/h4><div class=\"faq_inner\"><p>Bastante similar, sin duda podr\u00e1s comparar pr\u00e9stamos de forma imparcial. Si buscas\u00a0<a href=\"https:\/\/www.gob.mx\/condusef\/acciones-y-programas\/simuladores-y-calculadoras-23921\">simuladores y herramientas<\/a>\u00a0m\u00e1s espec\u00edficas, por ejemplo, simuladores de tarjetas de cr\u00e9dito o de cr\u00e9dito n\u00f3mina, en CONDUSEF tienen algunas herramientas para ello.<\/p><\/div><h4>\u00bfPor qu\u00e9 un prestamista me env\u00eda a la p\u00e1gina web de otro prestamista?<\/h4><div class=\"faq_inner\"><p>En nuestro simulador tambi\u00e9n encontrar\u00e1s \u201c<strong>buscadores de pr\u00e9stamos<\/strong>\u201d, entidades ayudan a conectar a personas que necesitan dinero con bancos, financieras, empresas de fondeo colectivo y otras alternativas de financiamiento.<\/p>\n<p>Las incluimos porque conectan con entidades confiables que otorgan pr\u00e9stamos en todo M\u00e9xico.<\/p>\n<p>Al analizar los requisitos de varias entidades a la vez (en lugar de una en una), ahorran tiempo al solicitante al mostrar solamente los pr\u00e9stamos para los cuales califica seg\u00fan su perfil.<\/p><\/div><h4>\u00bfCu\u00e1l es la f\u00f3rmula para la tasa de inter\u00e9s?<\/h4><div class=\"faq_inner\"><p>La f\u00f3rmula de la tasa de inter\u00e9s m\u00e1s com\u00fan es:<\/p>\n<p><b>Tasa de inter\u00e9s = (Inter\u00e9s simple \u00d7 100)\/(Principal \u00d7 Tiempo)<\/b><\/p><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Usa_el_mejor_simulador_de_prstamos_en_Mxico\">Usa el mejor simulador de pr\u00e9stamos en M\u00e9xico<\/h2>\n\n\n\n<p>Con esta herramienta podr\u00e1s comparar las m\u00e1s de 70 opciones de financiamiento que rese\u00f1amos en nuestra plataforma.<\/p>\n\n\n\n<p>Consigue los\u00a0<a href=\"https:\/\/financera.mx\/prestamos\/prestamos-personales\/\">pr\u00e9stamos personales<\/a> m\u00e1s baratos y pr\u00e9stamos en l\u00ednea inmediatos otorgados por bancos, financieras y otras entidades confiables. Comienza ahora y consigue tu dinero en 48 horas o menos.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financera.mx\/resultados\/\" class=\"button  is-rounded is-primary is-large\" target=\"_blank\"  >Prueba nuestro BuscaPr\u00e9stamos\u2122\ufe0f<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>La oferta de\u00a0pr\u00e9stamos\u00a0y otros productos financieros en M\u00e9xico es realmente variada, eso es muy bueno para los usuarios, pero tambi\u00e9n\u2026 <\/p>\n","protected":false},"author":15400,"featured_media":80876,"parent":174,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1209],"tags":[],"_links":{"self":[{"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages\/14452"}],"collection":[{"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/users\/15400"}],"replies":[{"embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/comments?post=14452"}],"version-history":[{"count":40,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages\/14452\/revisions"}],"predecessor-version":[{"id":81032,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages\/14452\/revisions\/81032"}],"up":[{"embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/pages\/174"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/media\/80876"}],"wp:attachment":[{"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/media?parent=14452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/categories?post=14452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financera.mx\/wp-json\/wp\/v2\/tags?post=14452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}